8653 Howard Dr, Terrell, NC 28682 Property Records

Catawba County property record for 8653 Howard Dr, Terrell, NC 28682 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2022
Square Footage4,219 sqft Living Area
Lot Size26,572 sqft (0.61 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2021)
Tax Bill$7,152.00 (2025)

Property Details

APN / Parcel Number

Primary APN4616-02-68-3999
Alternative APN
  • 0014457

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area4,219 sqft Living Area
1st Floor2,411 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area26,572 sqft (0.61 acres)
ViewWaterfront-Beach (Ocean, River, or Lake) View
TopographyRolling Topography
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address8653 HOWARD DR
CityTERRELL
StateNC
Zip28682-9756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 PLAT 12-34
Legal SubdivisionJAMES HOWARD PROP
Legal Lot Number14
JurisdictionCATAWBA NC
Minor Civil DivisionMOUNTAIN CREEK
Census Blockgroup2
Census Block2009
Census Tract11505

Owner

Source: Catawba County records · APN 4616-02-68-3999

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8653 HOWARD DR, TERRELL, NC 28682-9756
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 21, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Doc Number202122957
Deed Book / Page3688 / 1985
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address8653 HOWARD DR, TERRELL, NC 28682-9756
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038180523
DateJun 29, 2023
Book Page3818/523
Instrument11535
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateSep 21, 2021
Property Address8653 HOWARD DR, TERRELL, NC 28682-9756
Document Number0036881985
Book / Page3688 / 1985
Map ReferenceMB 12 PG 34
Instrument DateAug 25, 2021
Instrument22957
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$1,030.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address734 SINK LN, 734, NEWTON, NC 28658-7812

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address8653 HOWARD DR, TERRELL, NC 28682-9756

Mortgage

Document Number0000022958
DateSep 21, 2021
Instrument22958
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,794,800 (-) Land $476,400 Building $1,318,400
2025$7,152.00 (-19.27%)$1,794,800 (+499.47%) Land $476,400 Building $1,318,400
2024$8,859.00 (+15.11%)
2023$7,696.00$299,400 Land $295,400 Building $4,000$1,794,800 Land $476,400 Building $1,318,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 2% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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