8653 91st St, Seminole, FL 33777 Property Records

Pinellas County property record for 8653 91st St, Seminole, FL 33777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,779 sqft · built 1972
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$405,900 (Dec 2023)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-751-9237-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-9237-7`
Alternative APNs	`23-30-15-45225-000-0420` `301523452250000420` `153023452250000420` `R251416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,779 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,779 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	111 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	89 sqft
Deck Area	308 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R251416
Street Address	8653 91ST ST
City	SEMINOLE
State	FL
Zip	33777-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	KAYWOOD GARDENS LOT 42
Legal Range	15E
Legal Township	30S
Legal Section	23
Legal Subdivision	KAYWOOD GARDENS
Legal Tract	45225
Legal Lot Number	42
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	1
Census Block	1005
Census Tract	25007

Owner

8653 91st St is owned and occupied by two individuals who bought it in December 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8653 91ST ST, SEMINOLE, FL 33777-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 25, 2017	Quit Claim Deed, Transfer · ARM GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	2023305579
Deed Book / Page	22638 / 2317
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0198171200
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	8653 91ST ST, SEMINOLE, FL 33777-2630
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8653 91ST ST, SEMINOLE, FL 33777-2630

Mortgage

Document Number	0215452320
Date	May 20, 2021
Book Page	21545/2320
Instrument	2021169179

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 1, 2023
Property Address	8653 91ST ST, SEMINOLE, FL 33777-2630
Document Number	0226382317
Book / Page	22638 / 2317
Map Reference	MB 67 PG 84
Instrument Date	Nov 30, 2023
Instrument	2023305579
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,841.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8653 91ST ST, SEMINOLE, FL 33777-2630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8653 91ST ST, SEMINOLE, FL 33777-2630

Mortgage

Document Number	0226382319
Date	Dec 1, 2023
Instrument	22638/2319

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 25, 2017
Property Address	8653 91ST ST, SEMINOLE, FL 33777-2630
Document Number	0198171200
Book / Page	19817 / 1200
Map Reference	MB67 PG84
Instrument Date	Oct 19, 2017
Instrument	2017325070
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	MAJESTY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8653 91ST ST, SEMINOLE, FL 33777-2630

Mortgage

Document Number	2017325071
Date	Oct 25, 2017
Instrument	2017325071

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2022
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 8653 91st St was $5,834 with a homeowner's exemption, up 7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,834.00 (+7.03%) Homeowner's exemption	$356,670	$368,083 Land $150,286 Building $217,797
2024	$5,451.00 (+215.45%)
2023	$1,728.00 (+3.41%) Homeowner's exemption	$133,143 (+3%)	$304,633 (+15.66%) Land $164,916 Building $139,717
2022	$1,671.00 Homeowner's exemption	$129,265	$263,378 Land $156,818 Building $106,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8653 91st St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	8 (1982–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8653 91st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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