8651 Northumberland Dr, Delmar, MD 21875 Property Records

Wicomico County property record for 8651 Northumberland Dr, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1993
Lot Size	0.721 acres (31,405 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2020)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-100097`

Property Details

APN / Parcel Number

Primary APN	`05-100097`
Alternative APN	`100097`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,405 sqft (0.721 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100097
Street Address	8651 NORTHUMBERLAND DR
City	DELMAR
State	MD
Zip	21875-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BL-L L-8 31,405 SQF 8651 NORTHUMBERLAND DRIV ESSEX RIDGE SEC 4
Legal Subdivision	ESSEX RDG SEC 04
Legal Block	L
Legal Lot Number	8
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3016
Census Tract	10603

Owner

8651 Northumberland Dr is owned and occupied by an individual who bought it in January 2020.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 21, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 21, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 1, 2017	Deed, Transfer · FHA Mortgage MNET MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on File
Deed Sale	Jan 21, 2020 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Book / Page	4583 / 395
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206

Mortgage

Document Number	0055970027
Date	Sep 11, 2025
Book Page	5597/27

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206

Mortgage

Document Number	0052780147
Date	Jul 21, 2023
Book Page	5278/147

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 21, 2020
Property Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206
Document Number	0045830395
Book / Page	4583 / 395
Map Reference	CAB AJS6 FO 68-269
Instrument Date	Jan 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206

Mortgage

Document Number	0004583404
Date	Jan 21, 2020
Instrument	4583/404

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Aug 1, 2017
Property Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206
Document Number	0042040296
Book / Page	4204 / 296
Map Reference	CAB AJS6 FO68-269
Instrument Date	Jul 27, 2017
Instrument	4204-296
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	DELMARVA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8651 NORTHUMBERLAND DR, DELMAR, MD 21875-2206

Mortgage

Document Number	4204302
Date	Aug 1, 2017
Instrument	4204-302

Lender

Name	MNET MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8651 Northumberland Dr was $2,352.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,800	$288,000 Land $36,800 Building $251,200
2025	$2,352.00
2023	$1,936.00	$194,167	$248,700 Land $36,800 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8651 Northumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8651 Northumberland Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 92% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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