Sacramento County property record for 8651 Mackey Rd, Elk Grove, CA 95624
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,654 sqft · built 1979 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,838 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-0270-021-0000 |
| Primary APN | 122-0270-021-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 5,654 sqft Living Area |
| 1st Floor Area | 3,595 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 98,881 sqft |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8651 MACKEY RD |
|---|---|
| City | ELK GROVE |
| State | CA |
| Zip | 95624-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | PARCEL MAP, LOT D |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | D |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 9336 |
8651 Mackey Rd is owner-occupied and held in a trust since July 2024.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Dec 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 9, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LOW VA RATES LLC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC |
| Nov 22, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Nov 22, 2019 | Affidavit of Death, Transfer CALATLANTIC TITLE INC |
| Nov 22, 2019 | Affidavit of Death, Transfer CALATLANTIC TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 |
| Deed Sale | Jul 9, 2021 |
| Prior Sale | Nov 22, 2019 · Amount on File |
| Deed Book / Page | 20210709 / 603 |
| Last Transfer Date | Jul 8, 2024 |
| Transfer Doc | 2024000275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 0000000307 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 202310310307 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 0000000171 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022052600171 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | 79797 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 0000000500 |
|---|---|
| Date | Dec 9, 2024 |
| Instrument | 202412090500 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 9, 2021 |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 0000000603 |
| Map Reference | MB 20 PG 13 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 202107090603 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 0000000604 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 202107090604 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 2009141620 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Address | 8651 MACKEY RD ELK GROVE CA 956249665, ELK GROVE, CA 95624-9665 |
| Document Number | 2009141620 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2009141620 |
| Name | MCJAB INC |
|---|---|
| Address | CITRUS HEIGHTS, CA 95610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 1911221149 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 1911221149 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8651 MACKEY RD ELK GROVE CA 956249665, ELK GROVE, CA 95624-9665 |
| Document Number | 1911221150 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 1911221150 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 1911221148 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 1911221148 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9410 HOLFORD WAY SACRAMENTO CA 958296068, SACRAMENTO, CA 95829-6068 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 22, 2019 |
| Property Address | 8651 MACKEY RD, ELK GROVE, CA 95624-9665 |
| Document Number | 1911221147 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 1911221147 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9410 HOLFORD WAY SACRAMENTO CA 958296068, SACRAMENTO, CA 95829-6068 |
The 2025 property tax bill for 8651 Mackey Rd was $8,838, up 19.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Elk Grove City |
| Unified School District | Elk Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,090,543 (+30.74%) Land $334,654 Building $755,889 | |
| 2025 | $8,838.00 (+19.24%) | $834,161 Land $328,093 Building $506,068 |
| 2024 | $7,412.00 (+23.91%) | |
| 2023 | $5,982.00 (+1.86%) | $551,867 Land $315,353 Building $236,514 |
| 2022 | $5,873.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8651 Mackey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8651 Mackey Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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