8651 E Panorama Dr, Bozeman, MT 59715 Property Records

Gallatin County property record for 8651 E Panorama Dr, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,599 sqft · built 1978
Lot Size	1.59 acres (69,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$973,560 (Apr 2026)
Tax Bill	$10,365 (2026)
Deeds & Mortgages	Sep 2010 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000RFH9236`

Property Details

APN / Parcel Number

Primary APN	`000RFH9236`
Alternative APNs	`06-0905-20-1-07-06-0000` `R0679173`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,599 sqft Living Area
1st Floor Area	1,027 sqft
2nd Floor Area	572 sqft
Upper Floors Area	429 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,348 sqft (1.59 acres)
Garage Area	978 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	350 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000RFH9236
Street Address	8651 E PANORAMA DR
City	BOZEMAN
State	MT
Zip	59715-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GRANDVIEW HEIGHTS SUB, S20, T01 S, R06 E, LOT 34, ACRES 1.592, PLAT I-44
Legal Range	06E
Legal Township	01S
Legal Section	20
Legal Subdivision	GRANDVIEW HEIGHTS SUB
Legal Lot Number	34
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	2
Census Block	2175
Census Tract	1700

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2010	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
May 4, 2018	Intrafamily Transfer, Transfer
May 4, 2018	Intrafamily Transfer, Transfer
Oct 14, 2014	Warranty Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN BANK
Mar 30, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	20262875358
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	2613003
Record Updated	Oct 29, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002369544
Date	Sep 8, 2010
Instrument	2369544

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jul 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Apr 23, 2026
Property Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Document Number	0002875358
Instrument Date	Apr 17, 2026
Instrument	2026.2875358
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	TITLEONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341

Mortgage

Document Number	0002875362,
Date	Apr 23, 2026
Instrument	2026.2875362

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	May 4, 2018
Property Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Document Number	2613003
Map Reference	PL I-44
Instrument Date	Apr 30, 2018
Instrument	2613003
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7311 NICHOLS COVE DR, DAWSONVILLE, GA 30534-4702

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	May 4, 2018
Property Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Document Number	0002613003
Map Reference	PL I-44
Instrument Date	Apr 30, 2018
Instrument	2613003
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7311 NICHOLS COVE DR, DAWSONVILLE, GA 30534-4702

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 14, 2014
Property Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Document Number	0002494430
Map Reference	PL I-44
Instrument Date	Oct 14, 2014
Instrument	2494430
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7311 NICHOLS COVE DR, DAWSONVILLE, GA 30534-4702
Investor	Possibly a Property Investor

Mortgage

Document Number	0002494431
Date	Oct 14, 2014
Instrument	2494431

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2044

March 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Mar 30, 2011
Property Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341
Document Number	0002385375
Map Reference	MB I-44
Instrument Date	Mar 29, 2011
Instrument	2385375
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8651 E PANORAMA DR, BOZEMAN, MT 59715-9341

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,365.00 (+106.19%)	$1,228,000 (-)	$1,228,000 (-) Land $593,847 Building $634,153
2025	$5,027.00 (-0.3%)	$1,228,000 (+28.18%)	$1,228,000 (+28.18%) Land $593,847 Building $634,153
2023	$5,042.00	$958,000	$958,000 Land $446,033 Building $511,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SkyNet Communications Fixed Wireless	1,000 / 1,000

May also be available: Global Net, Verizon, Wisp West.

Cell Coverage

5G (outdoors only) and 4G LTE

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