8651 E Ml Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 8651 E Ml Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,870 sqft · built 1979
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2024)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-27-255-041`

Property Details

APN / Parcel Number

Primary APN	`07-27-255-041`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,870 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Lot Area	109,771 sqft (2.52 acres)
Lot Dimensions	182 ft deep x 200 ft wide
Garage Area	1,391 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8651 E ML AVE
City	KALAMAZOO
State	MI
Zip	49048-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SEC 27-2-10 BEG IN E&W1/4 LI 661.78 FT E OF C1/4 POST TH N 0DEG 22MIN W 548.48 FT TH S 89DEG 58MIN E PAR SD 1/4 LI 200 FT TH
Legal Range	10
Legal Township	02
Legal Section	27
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	2
Census Block	2024
Census Tract	6702

Owner

8651 E Ml Ave is owned and occupied by two individuals who bought it in November 2024.

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8244 LULING LN, AUSTIN, TX 78729-4938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 29, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Feb 21, 2020	Warranty Deed, Transfer METRO ADVANTAGE TITLE
Jul 14, 2017	Warranty Deed, Transfer METRO ADVANTAGE TITLE, METRO ADVANTAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on File
Deed Sale	Nov 22, 2024 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Document Number	202430023
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8651 E ML AVE, KALAMAZOO, MI 49048-9649
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8651 EML AVE, KALAMAZOO, MI 49048-9649

Mortgage

Document Number	2026004629
Date	Feb 25, 2026
Instrument	2026-004629

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8651 E ML AVE, KALAMAZOO, MI 49048-9649
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003840
Date	Feb 4, 2020
Instrument	2020-003840

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8651 E ML AVE, KALAMAZOO, MI 49048-9649
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	METRO ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017022163
Date	Jun 29, 2017
Instrument	2017-022163

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 21, 2020
Property Address	8651 E ML AVE, KALAMAZOO, MI 49048-9649
Document Number	2020005682
Instrument Date	Jan 31, 2020
Instrument	2020-005682
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8651 E ML AVE, 8651, KALAMAZOO, MI 49048-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8651 E ML AVE, KALAMAZOO, MI 49048-9649

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 14, 2017
Property Address	8651 E ML AVE, KALAMAZOO, MI 49048-9649
Document Number	2017023763
Instrument Date	Jun 27, 2017
Instrument	2017-023763
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE, METRO ADVANTAGE

Transaction

Amount	Amount on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8651 E ML AVE, 8651, KALAMAZOO, MI 49048-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23451 RIVER RUN RD, MENDON, MI 49072-9401

Tax Assessment & Valuation

The 2025 property tax bill for 8651 E Ml Ave was $1,368 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Galesburg-Augusta Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,800 (+3.21%)	$263,600 (+3.21%)
2025	$1,368.00 Homeowner's exemption	$127,700	$255,400
2023		$105,700	$211,400
2021	$3,978.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8651 E Ml Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8651 E Ml Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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