8651 E 46 Rd, Cadillac, MI 49601 Property Records

Wexford County property record for 8651 E 46 Rd, Cadillac, MI 49601

Property Summary

Property Type	Single Family Home
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Oct 2019 Refinance Oct 2019 Refinance
APN	`2109-16-4302`

Property Details

APN / Parcel Number

Primary APN	`2109-16-4302`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	8651 E 46 RD
City	CADILLAC
State	MI
Zip	49601-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 150 FT OF W 813.4 FT OF S 363 FT OF SW 1/4 OF SE 1/4 --1.25 A M/L-- CL. SEC. 16 T21N R9W -CAPS
Legal Range	09W
Legal Township	21N
Legal Section	16
Jurisdiction	WEXFORD MI
Township / Civil Division	CLAM LAKE
Census Block Group	4
Census Block	4022
Census Tract	380500

Owner

8651 E 46 Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Wexford County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8651 E 46 RD, CADILLAC, MI 49601-9745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Oct 15, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 8, 2019
Transfer Doc	685/2939
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEXFORD MI
Property Address	8651 E 46 RD, CADILLAC, MI 49601-9745
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00685/2940
Date	Oct 15, 2019
Book Page	685/2940
Instrument	201900005638

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEXFORD MI
Recording Date	Oct 15, 2019
Property Address	8651 E 46 RD, CADILLAC, MI 49601-9745
Document Number	685/2939
Book / Page	685 / 2939
Instrument Date	Aug 8, 2019
Instrument	201900005637
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	685/2940
Date	Oct 15, 2019
Book Page	685/2940
Instrument	201900005638

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 8651 E 46 Rd was $2,201 with a homeowner's exemption, up 2.8% from the year before.

Source: Wexford County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wexford County
County Subdivision	Clam Lake Township
Unified School District	Cadillac Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,300 (-13.73%)	$242,600 (-13.73%)
2025	$2,201.00 (+2.8%) Homeowner's exemption	$140,600	$281,200
2024	$2,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8651 E 46 Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8651 E 46 Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

Nearby Properties on E 46 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures