Howard County property record for 8651 Doves Fly Way, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,220 sqft · built 1985 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $220,000 (Dec 1997) |
| Tax Bill | $10,232 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-454585 |
| Primary APN | 06-454585 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,081 sqft (0.461 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 454585 |
|---|---|
| Street Address | 8651 DOVES FLY WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 10 20,081 SQ' 8651 DOVES FLY WAY CARDINAL FOREST S1 A1 |
| Legal Subdivision | CARDINAL FOREST SEC 01 |
| Legal Lot Number | 10 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606805 |
8651 Doves Fly Way is owner-occupied and held in a trust since December 1997.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8651 DOVES FLY WAY, LAUREL, MD 20723-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 1997 · Amount on File |
| Deed Sale | Dec 11, 1997 · Amount on File |
| Prior Sale | Oct 17, 1997 · Amount on File |
| Deed Document Number | 19978155 |
| Deed Book / Page | 4132 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8651 DOVES FLY WAY, LAUREL, MD 20723-1248 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, SILK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0208670254 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 20867/254 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8651 DOVES FLY WAY, LAUREL, MD 20723-1248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188780014 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 18878/014 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 8651 Doves Fly Way was $10,232 with a homeowner's exemption, down 0.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,232.00 (-0.68%) Homeowner's exemption | $744,600 (+2.85%) | $785,800 (+8.54%) Land $364,500 Building $421,300 |
| 2025 | $10,302.00 Homeowner's exemption | $724,000 Land $249,500 Building $474,500 | $724,000 Land $249,500 Building $474,500 |
| 2023 | $625,133 (+8.59%) | $724,000 (+25.76%) Land $249,500 Building $474,500 | |
| 2022 | $6,482.00 Homeowner's exemption | $575,700 Land $219,500 Building $356,200 | $575,700 Land $219,500 Building $356,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8651 Doves Fly Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8651 Doves Fly Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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