8650 Sumerlin Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8650 Sumerlin Ct, Elk Grove, CA 95624

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,595 sqft · built 1985
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$249,000 (Aug 2013)
Tax Bill$3,378 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN116-0232-021-0000

Property Details

APN / Parcel Number

Primary APN116-0232-021-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
1st Floor Area1,595 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address8650 SUMERLIN CT
CityELK GROVE
StateCA
Zip95624-1545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionPERDIDO OAKS, LOT 48
Legal SubdivisionPERDIDO OAKS
Legal Lot Number48
JurisdictionSACRAMENTO CA
Township / Civil DivisionELK GROVE
Census Block Group2
Census Block2011
Census Tract9308

Owner

8650 Sumerlin Ct is owned and occupied by an individual who bought it in August 2013.

Source: Sacramento County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address8650 SUMERLIN CT, ELK GROVE, CA 95624-1545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 22, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2013 · Amount on File
Deed SaleAug 15, 2013 · Amount on File
Prior SaleJun 30, 2004 · Amount on File
Deed Book / Page20130815 / 1309
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address8650 SUMERLIN CT, ELK GROVE, CA 95624-1545
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8650 SUMERLIN CT, ELK GROVE, CA 95624-1545

Mortgage

Document Number0000000862
DateFeb 10, 2021
Instrument202102100862
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address8650 SUMERLIN CT, ELK GROVE, CA 95624-1545
Transaction TypeMortgage
Record UpdatedApr 4, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8650 SUMERLIN CT, ELK GROVE, CA 95624-1545

Mortgage

Document Number0000000226
DateMar 22, 2024
Instrument202403220226
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 21, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 8650 Sumerlin Ct was $3,378, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$311,331 (+2%) Land $81,269 Building $230,062
2025$3,378.00 (+0.84%)$305,227 Land $79,676 Building $225,551
2024$3,350.00 (+2.67%)
2023$3,263.00 (+1.91%)$293,377 Land $76,583 Building $216,794
2022$3,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8650 Sumerlin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8650 Sumerlin Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK GROVE WATER DISTRICT
private · serves 44,065 people · EPA ID CA3410008
Water SourcePurchased surface water from SCWA - LAGUNA/VINEYARD
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Fidium Fiber, Frontier, GeoLinks.

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