8650 Napolo Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 8650 Napolo Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	2,543 sqft · built 2016
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Sep 2024)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-09-76-L-1`

Property Details

APN / Parcel Number

Primary APN	`26-36-09-76-L-1`
Alternative APNs	`26-36-09-76-0000L.0-0001.00` `2632555`

Interior

Stories	2 Stories
Building Area	2,543 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	1,039 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	288 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	2632555
Street Address	8650 NAPOLO DR
City	MELBOURNE
State	FL
Zip	32940-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ARRIVAS VILLAGE - PHASE 1 LOT 1 BLK L
Legal Range	36E
Legal Township	26S
Legal Section	09
Legal Subdivision	ARRIVAS VILLAGE - PHASE 1
Legal Phase	1
Legal Block	L
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1030
Census Tract	71201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2024198259
Deed Book / Page	10169 / 23
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470

Mortgage

Document Number	0095740641
Date	Aug 1, 2022
Book Page	9574/641
Instrument	2022188754

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Jul 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470

Mortgage

Document Number	0093161103
Date	Nov 4, 2021
Book Page	9316/1103
Instrument	2021290405

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 9, 2020
Property Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470
Document Number	0088490900
Book / Page	8849 / 900
Map Reference	MB 60 PG 6-13
Instrument Date	Aug 29, 2020
Instrument	2020194747
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 CROOKED CREEK RD, 180, COOKEVILLE, TN 38506-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8650 NAPOLO DR, MELBOURNE, FL 32940-7470

Mortgage

Document Number	8849901
Date	Sep 9, 2020
Instrument	8849/901

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,800 (-2.4%)	$475,800 (-2.4%)
2025	$6,337.00 (+30.36%) Homeowner's exemption	$487,490 (+29.4%) Land $90,000 Building $397,490	$487,490 (-9.69%) Land $90,000 Building $397,490
2023	$4,861.00 (+7.31%) Homeowner's exemption	$376,730 (+3%)	$539,810 (+9.74%) Land $70,000 Building $469,810
2022	$4,530.00 Homeowner's exemption	$365,760	$491,900 Land $70,000 Building $421,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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