8650 Memory Gardens Ln, Hebron, MD 21830 Property Records

Wicomico County property record for 8650 Memory Gardens Ln, Hebron, MD 21830

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 2021
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$212,332 (Nov 2020)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-007885`

Property Details

APN / Parcel Number

Primary APN	`15-007885`
Alternative APN	`007885`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Deck Area	216 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007885
Street Address	8650 MEMORY GARDENS LN
City	HEBRON
State	MD
Zip	21830-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	L-20,037 SQFT 8650 MEMORY GARDENS LANE E OF HEBRON
Legal Subdivision	BARBARA A WHITE
Jurisdiction	WICOMICO MD
Township / Civil Division	15, HEBRON
Census Block Group	3
Census Block	3028
Census Tract	10704

Owner

8650 Memory Gardens Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8650 MEMORY GARDENS LN, HEBRON, MD 21830-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Jun 1, 2020	Warranty Deed, Transfer POWERHOUSE TITLE GROUP LLC
Mar 21, 2019	Grant Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Book / Page	4728 / 318
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 6, 2020
Property Address	8650 MEMORY GARDENS LN, HEBRON, MD 21830-1050
Document Number	0047280318
Book / Page	4728 / 318
Instrument Date	Oct 28, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8650 MEMORY GARDENS LN, HEBRON, MD 21830-1050

Mortgage

Document Number	0004728324
Date	Nov 6, 2020
Instrument	4728/324

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 1, 2020
Property Address	8650 MEMORY GARDENS LN, HEBRON, MD 21830-1050
Document Number	0046400315
Book / Page	004640 / 000315
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 21, 2019
Property Address	8650 MEMORY GARDENS LN, HEBRON, MD 21830-1050
Document Number	0044470067
Book / Page	004447 / 000067
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	607 E ELIZABETH ST DELMAR MD 218751726, DELMAR, MD 21875-1726

Tax Assessment & Valuation

The 2025 property tax bill for 8650 Memory Gardens Ln was $1,421 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,900 Land $32,000 Building $153,900	$185,900 Land $32,000 Building $153,900
2025	$1,421.00 Homeowner's exemption
2023	$1,331.00 Homeowner's exemption	$133,500 Land $32,000 Building $101,500	$133,500 Land $32,000 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8650 Memory Gardens Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8650 Memory Gardens Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Memory Gardens Ln

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