8650 Howells Ferry Rd, Semmes, AL 36575 Property Records

Mobile County property record for 8650 Howells Ferry Rd, Semmes, AL 36575

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,568 sqft · built 1989
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$234,500 (Dec 2025)
Tax Bill$804 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022701020000016001

Property Details

APN / Parcel Number

Primary APNR022701020000016001
Alternative APNs
  • 27 01 02 0 000 016.001
  • 02321437
  • 2321437

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area896 sqft
Upper Floors Area672 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area512 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2321437
Old Parcel NumberR022701020000016001
Street Address8650 HOWELLS FERRY RD
CitySEMMES
StateAL
Zip36575-7336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT WHERE THE E/W 1/2 SEC LINE T4S R3W MOBILE CO AL AS SHOWN ON A SURVEY BY NORMAN L DURANT DTD 11/24/80 INT THE
Legal Range03W
Legal Township04S
Legal Section02
Legal SubdivisionRESIDENTIAL SITE (NONCONFORMI
JurisdictionMOBILE AL
Township / Civil DivisionSEMMES
Census Block Group2
Census Block2036
Census Tract6306

Owner

8650 Howells Ferry Rd is owned and occupied by an individual who bought it in December 2025.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address8650 HOWELLS FERRY RD, SEMMES, AL 36575-7336
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Warranty Deed, Transfer · Conventional Mortgage
RIVER BANK & TRUST
Jul 17, 2025Warranty Deed, Transfer
CHERRY POINTE PROPERTIES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleJul 17, 2025 · Amount on File
Deed Document Number2025070372
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateDec 1, 2025
Property Address8650 HOWELLS FERRY RD, SEMMES, AL 36575-7336
Document Number0000070372
Instrument DateNov 26, 2025
Instrument2025070372
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyDELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4517, MOBILE, AL 36689

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8650 HOWELLS FERRY RD, SEMMES, AL 36575-7336

Mortgage

Document Number0000070373
DateDec 1, 2025
Instrument2025070373
Lender
NameRIVER BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 10, 2055

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 17, 2025
Property Address8650 HOWELLS FERRY RD, SEMMES, AL 36575-7336
Document Number0000042994
Instrument DateJul 16, 2025
Instrument2025042994
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyDELTA SOUTH TITLE INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address900 DOWNTOWNER BLVD, MOBILE, AL 36609-5400

Transferred To (Grantee/Buyer)

NameVerified Name
Address2551 RASPBERRY LN, MOBILE, AL 36695-4727

Mortgage

Document Number0000042995
DateJul 17, 2025
Instrument2025042995
Lender
NameCHERRY POINTE PROPERTIES LLC
TypeNon-Lending Institution
Agreement
AmountAmount on Record
Term13 Months
DueAug 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8650 Howells Ferry Rd was $804, up 7.1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$804.00 (+7.06%)$21,980 (+41.81%) Land $4,000 Building $17,980$109,900 (+41.81%) Land $20,000 Building $89,900
2024$751.00 (+3.87%)$15,500 (+3.89%) Land $2,100 Building $13,400$77,500 (+3.89%) Land $10,500 Building $67,000
2023$723.00$14,920 Land $2,420 Building $12,500$74,600 Land $12,100 Building $62,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8650 Howells Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8650 Howells Ferry Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 90% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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