8650 Delta Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8650 Delta Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1974
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-22-009`

Property Details

APN / Parcel Number

Primary APN	`783-22-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8650 DELTA DR
City	GILROY
State	CA
Zip	95020-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4849 NORTHWOOD BOOK 271 PAGE 9 LOT 104
Legal Subdivision	NORTHWOOD
Legal Tract	4849
Legal Lot Number	104
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13530 ANN MARIE CT, SAN MARTIN, CA 95046-9416
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Dec 21, 2017	Intrafamily Transfer, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Dec 26, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 18, 2017
Transfer Doc	0023834864
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8650 DELTA DR, GILROY, CA 95020-3714
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13530 ANN MARIE CT, SAN MARTIN, CA 95046-9416

Mortgage

Document Number	0025050236
Date	Jul 30, 2021
Instrument	25050236

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 21, 2017
Property Address	8650 DELTA DR, GILROY, CA 95020-3714
Document Number	0023833110
Map Reference	MB271 PG8&9
Instrument Date	Dec 18, 2017
Instrument	23833110
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13530 ANN MARIE CT, SAN MARTIN, CA 95046-9416

Mortgage

Document Number	0023833111
Date	Dec 21, 2017
Instrument	23833111

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.86%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	5.86%
Max Rate At Change	9.86%
Index	1-Year LIBOR
Margin	4
Max Rate	12.8%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 26, 2017
Property Address	8650 DELTA DR, GILROY, CA 95020-3714
Document Number	0023834864
Instrument Date	Dec 18, 2017
Instrument	23834864
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13530 ANN MARIE CT SAN MARTIN CA 950469416, SAN MARTIN, CA 95046-9416

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$316,268 (+2%) Land $105,256 Building $211,012
2025	$3,919.00 (+2.22%)	$310,068 (+4.04%) Land $103,193 Building $206,875
2023	$3,834.00 (+1.7%)	$298,030 Land $99,187 Building $198,843
2022	$3,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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