Luzerne County property record for 865 Willard St, Luzerne, PA 18709
| Property Type | Single Family Home |
|---|---|
| Details | 900 sqft · built 1940 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Apr 2018) |
| Tax Bill | $1,581 (2026) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-F9SE4-016-015 |
| Primary APN | 41-F9SE4-016-015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 900 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Old Parcel Number | 41-F9SE4-016-015 |
|---|---|
| Street Address | 865 WILLARD ST |
| City | LUZERNE |
| State | PA |
| Zip | 18709-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41-4-508-1 865 WILLARD ST |
| Legal Block | 16 |
| Legal Lot Number | 15 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | LUZERNE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 212300 |
865 Willard St is owned and occupied by an individual who bought it in April 2018.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 865 WILLARD ST, LUZERNE, PA 18709-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on File |
| Deed Sale | Apr 16, 2018 · Amount on File |
| Prior Sale | Jan 1, 1960 |
| Deed Document Number | 201819333 |
| Deed Book / Page | 3018 / 66286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Apr 16, 2018 |
| Property Address | 865 WILLARD ST, LUZERNE, PA 18709-1021 |
| Document Number | 0000019333 |
| Book / Page | 3018 / 066286 |
| Map Reference | DD 320 PG 13 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 201819333 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 WILLARD ST, LUZERNE, PA 18709-1021 |
| Document Number | 0000019334 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 201819334 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 865 Willard St was $1,581 with a homeowner's exemption, up 0.1% from the year before.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Luzerne Borough |
| Unified School District | Wyoming Valley West School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,581.00 (+0.06%) Homeowner's exemption | $54,400 Land $23,400 Building $31,000 | |
| 2025 | $1,580.00 | ||
| 2024 | $54,400 Land $23,400 Building $31,000 | ||
| 2023 | $1,531.00 | ||
| 2009 | $54,400 Land $23,400 Building $31,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Willard St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1988–2006) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Willard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW HUNTSVILLE private · serves 11,987 people · EPA ID PA2409013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Frontier, Service Electric Cable TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures