Hennepin County property record for 865 Wild Oak Trl, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,207 sqft · built 2003 |
| Lot Size | 5.13 acres (223,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Sep 2003) |
| Tax Bill | $10,900 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-118-24-33-0004 |
| Primary APN | 27-118-24-33-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 4,347 sqft |
| 1st Floor Area | 2,207 sqft |
| Basement Area | 1,324 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 223,898 sqft |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 382 sqft |
| Deck Area | 349 sqft |
| Patio Area | 349 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Street Address | 865 WILD OAK TRL |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 012 BLOCK 001 B INDEPENDENCE RIDGE LOT 12 BLK 1 EXCEPT THAT PART EMBRACED WITHIN THE NW 1/4 OF THE NW 1/4 OF SEC 34 TWP 118 R 24 IRREGULAR |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 27 |
| Legal Quarter | 33 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 27002 |
Source: Hennepin County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Aug 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BELL BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 13, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Feb 2, 2018 | Loan Modification, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2003 · Amount on Record |
| Deed Sale | Sep 16, 2003 · Amount on Record |
| Prior Sale | Dec 5, 2002 · Amount on Record |
| Deed Document Number | 2003836456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 20, 2026 |
| Property Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Document Number | 0011490040 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202611490040 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Document Number | 0011490040, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202611490040 |
| Name | BELL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 6, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 865 WILD OAK TRL, INDEPENDENCE, MN 55359-9829 |
| Document Number | 0A11135819 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | A11135819 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 10, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Document Number | 0010864011 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 865 WILD OAK TRL INDEPENDENCE MN 553599829, INDEPENDENCE, MN 55359-9829 |
| Document Number | 0010864011 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 10864011 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Document Number | 0010530124 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 865 WILD OAK TRL INDEPENDENCE MN 553599829, INDEPENDENCE, MN 55359-9829 |
| Document Number | 0010530124 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 10530124 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 19, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 865 WILD OAK TRL, MAPLE PLAIN, MN 55359-9829 |
| Document Number | 0010530460 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 865 WILD OAK TRL MAPLE PLAIN MN 553599829, MAPLE PLAIN, MN 55359-9829 |
| Document Number | 0010530460 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 10530460 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 20, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,900.00 (+16.18%) | $885,200 (+13.78%) Land $290,000 Building $595,200 | $885,200 (+13.78%) Land $290,000 Building $595,200 |
| 2023 | $9,382.00 Homeowner's exemption | ||
| 2022 | $778,000 Land $220,000 Building $558,000 | $778,000 Land $220,000 Building $558,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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