865 Wilbraham Rd, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 865 Wilbraham Rd, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1986
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Sep 2026)
Tax Bill	$3,601 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12282 P:0879`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12282 P:0879`
Alternative APN	`122820879`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,700 sqft (0.108 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	122820879
Street Address	865 WILBRAHAM RD
City	SPRINGFIELD
State	MA
Zip	01109-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4010
Census Tract	801601

Owner

865 Wilbraham Rd is owned by an individual who bought it in September 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	56 HUMBERT ST, SPRINGFIELD, MA 01109-2230
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage SPRINGFIELD CITY (OH)
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Sep 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LIBERTY BANK
Sep 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYSTATE INV ADV
Mar 22, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	202642920
Deed Book / Page	26494 / 504
Prior Transfer Date	Aug 19, 2026
Prior Transfer Doc	0000042920
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 2, 2026
Property Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012
Document Number	0000042923
Book / Page	26494 / 535
Instrument Date	Sep 2, 2026
Instrument	202642923
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012

Mortgage

Document Number	0000042923,
Date	Sep 2, 2026
Book Page	26494/535
Instrument	202642923

Lender

Name	SPRINGFIELD CITY (OH)

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 2, 2026
Property Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012
Document Number	0000042922
Book / Page	26494 / 529
Instrument Date	Sep 2, 2026
Instrument	202642922
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012

Mortgage

Document Number	0000042922,
Date	Sep 2, 2026
Book Page	26494/529
Instrument	202642922

Lender

Name	LIBERTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	385 Months
Due	Oct 1, 2058

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 2, 2026
Property Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012
Document Number	0000042920
Book / Page	26494 / 504
Instrument Date	Aug 19, 2026
Instrument	202642920
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 2, 2026

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 2, 2026
Property Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012
Document Number	0000042924
Book / Page	26494 / 546
Instrument Date	Jul 16, 2026
Instrument	202642924
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012

Mortgage

Document Number	0000042924,
Date	Sep 2, 2026
Book Page	26494/546
Instrument	202642924

Lender

Name	BAYSTATE INV ADV

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2031

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	865 WILBRAHAM RD, SPRINGFIELD, MA 01109-2012
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025358-464
Date	Mar 22, 2024
Book Page	25358/464
Instrument	12149

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 865 Wilbraham Rd was $3,601, up 0.3% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,601.00 (+0.25%)	$232,900 (+1.66%) Land $50,800 Building $182,100	$259,092 (+8.61%)
2025	$3,592.00	$229,100 Land $50,800 Building $178,300	$238,545 (+5.33%)
2024			$226,480
2023	$3,471.00	$203,600 Land $48,300 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Wilbraham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Wilbraham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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