865 Westminster Ave, Hanover, PA 17331 Property Records

York County property record for 865 Westminster Ave, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,334 sqft · built 1975
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2019)
Tax Bill	$10,691 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44-000-CD-0081.P0-00000`

Property Details

APN / Parcel Number

Primary APN	`44-000-CD-0081.P0-00000`
Alternative APNs	`440000CD0081P000000` `440313010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,334 sqft Living Area
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	45,738 sqft (1.05 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	1,355 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	865 WESTMINSTER AVE
City	HANOVER
State	PA
Zip	17331-9232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4; SOUTH HILLS; K-57
Legal Subdivision	SOUTH HILLS
Jurisdiction	YORK PA
Township / Civil Division	PENN
Census Block Group	2
Census Block	2007
Census Tract	21801

Owner

865 Westminster Ave is owned and occupied by an individual who bought it in January 2019.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	865 WESTMINSTER AVE, HANOVER, PA 17331-9232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Jan 18, 2019	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Sep 7, 1976 · Amount on File
Deed Document Number	20192490
Deed Book / Page	2503 / 1931
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	865 WESTMINSTER AVE, HANOVER, PA 17331-9232
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000882
Date	Jan 6, 2022
Book Page	2703/7515
Instrument	2022000882

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	865 WESTMINSTER AVE, HANOVER, PA 17331-9232
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067166
Date	Oct 27, 2021
Book Page	2689/542
Instrument	2021067166

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	865 WESTMINSTER AVE, HANOVER, PA 17331-9232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035211
Date	Aug 5, 2020
Book Page	2587/823
Instrument	2020035211

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	865 WESTMINSTER AVE, HANOVER, PA 17331-9232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015830
Date	Apr 9, 2020
Book Page	2567/2885
Instrument	2020015830

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jan 18, 2019
Property Address	865 WESTMINSTER AVE, HANOVER, PA 17331-9232
Document Number	0000002490
Book / Page	2503 / 1931
Map Reference	MB K PG 57
Instrument Date	Jan 10, 2019
Instrument	2019002490
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 DART DR, 404, HANOVER, PA 17331-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 CARDINAL DR, HANOVER, PA 17331-9783

Mortgage

Document Number	0000002491
Date	Jan 18, 2019
Instrument	2019002491

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 865 Westminster Ave was $10,691.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Penn Township
Unified School District	South Western School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,691.00	$302,970 Land $101,350 Building $201,620
2024	$10,210.00	$302,970 Land $101,350 Building $201,620
2006			$302,970 Land $101,350 Building $201,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Westminster Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Westminster Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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