865 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 865 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 997 sqft · built 1914
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Feb 2024)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R003337`

Property Details

APN / Parcel Number

Primary APN	`R003337`
Alternative APN	`319329200008`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	997 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003337
Street Address	865 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	865 W MAIN ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: ORIGINAL CEDAREDGE , TOTAL AC 0.3+- SEC 29 T13S R94W 6PM PT OF NW4NW4 SEC 29 LT BEG 30S & 110E NW COR NW4NW4 E85 S150 W85 N150 TO BEG BK 273 PG 266 BK 389 PGS 79 & 99 BK 730 PG 463 BK 883
Legal Subdivision	ORIGINAL CEDAREDGE
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2009
Census Tract	965201

Owner

Source: Delta County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 4, 2019	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Sep 4, 2019	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	2024751290
Record Updated	Sep 20, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Feb 13, 2024
Property Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520
Document Number	0000751290
Instrument Date	Feb 13, 2024
Instrument	751290
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520

Mortgage

Document Number	0000751291
Date	Feb 13, 2024
Instrument	751291

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Sep 4, 2019
Property Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520
Document Number	0000713443
Instrument Date	Sep 4, 2019
Instrument	713443
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 4, 2019
Property Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520
Document Number	0000713444
Instrument Date	Sep 4, 2019
Instrument	713444
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 W MAIN ST, 865, CEDAREDGE, CO 81413-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	865 W MAIN ST, CEDAREDGE, CO 81413-3520

Mortgage

Document Number	0000713445
Date	Sep 4, 2019
Instrument	713445

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 (+55.76%)	$14,487 (+53.72%) Land $2,813 Building $11,674	$231,780 (+64.78%) Land $45,000 Building $186,780
2024	$642.00 (+4.22%)	$9,424 (-) Land $1,927 Building $7,497
2023	$616.00 (+24.7%)	$9,424 (+27.71%) Land $1,927 Building $7,497	$140,658 (+32.49%) Land $28,756 Building $111,902
2022	$494.00	$7,379 Land $2,016 Building $5,363	$106,168 Land $29,000 Building $77,168

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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