865 W Bruce Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 865 W Bruce Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,702 sqft · built 1998
Lot Size	0.131 acres (5,711 sqft)
Owner	Individual Name on Record
Last Sale	$208,900 (Aug 2014)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`310-09-427`

Property Details

APN / Parcel Number

Primary APN	`310-09-427`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,711 sqft (0.131 acres)
Parking Spaces	2 Parking Spaces
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	865 W BRUCE AVE
City	GILBERT
State	AZ
Zip	85233-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SUMMER MEADOWS PARCEL 4 MCR 428-47
Legal Range	05E
Legal Township	01S
Legal Section	11
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SUMMER MEADOWS PARCEL 4
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	422309

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 20, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 27, 2017	Loan Modification, Mortgage · FHA Mortgage IMORTGAGE
Feb 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014 · Amount on Record
Deed Sale	Aug 1, 2014 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	0000508824
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000606026
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220

Mortgage

Document Number	0000668576
Date	Nov 19, 2025
Instrument	20250668576

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2025
Property Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220
Document Number	0000606026
Map Reference	MB 428 PG 47
Instrument Date	Oct 19, 2025
Instrument	20250606026
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220

Mortgage

Document Number	0000655075
Date	Jun 15, 2021
Instrument	20210655075

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Apr 1, 2041

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220
Document Number	0000246019
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W BRUCE AVE GILBERT AZ 852335220, GILBERT, AZ 85233-5220

Mortgage

Document Number	0000246019
Date	Apr 7, 2017
Instrument	246019

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	865 W BRUCE AVE, GILBERT, AZ 85233-5220
Document Number	0000194794
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W BRUCE AVE GILBERT AZ 852335220, GILBERT, AZ 85233-5220

Mortgage

Document Number	0000194794
Date	Mar 20, 2017
Instrument	194794

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,160 (-3.02%)	$401,600 (-3.02%) Land $80,300 Building $321,300
2025	$1,646.00 (-0.84%)
2024		$41,410	$414,100 Land $82,800 Building $331,300
2023	$1,660.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, T-Mobile, WeLink Communications.

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