865 W 28th Ave, Eugene, OR 97405 Property Records

Lane County property record for 865 W 28th Ave, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 830 sqft · built 1941
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$366,500 (May 2026)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-06-33-05001-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-06-33-05001-000`
Alternative APNs	`1803063305001` `0624245`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	830 sqft Living Area
Gross Area	1,115 sqft
1st Floor Area	830 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1953
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	285 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	0624245
Street Address	865 W 28TH AVE
City	EUGENE
State	OR
Zip	97405-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARTITION PLAT 2002-P1636 PCL 1 TL 05001
Legal Range	03
Legal Township	18
Legal Section	06
Legal Subdivision	2002-P1636
Legal Block	17
Legal Lot Number	5001
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2036
Census Tract	4600

Owner

865 W 28th Ave is owned and occupied by an individual who bought it in May 2026.

Source: Lane County records, as of May 13, 2026

Owner of Record	Individual Name on File
Mailing Address	865 W 28TH AVE, EUGENE, OR 97405-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Sep 27, 2005 · Amount on File
Deed Document Number	202614692
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0000077651
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 7, 2026
Property Address	865 W 28TH AVE, EUGENE, OR 97405-2504
Document Number	0000014692
Instrument Date	May 5, 2026
Instrument	2026.14692
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	WESTERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 W 28TH AVE, EUGENE, OR 97405-2504

Mortgage

Document Number	0000014693,
Date	May 7, 2026
Instrument	2026..14693

Lender

Name	BANNER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	865 W 28TH AVE, EUGENE, OR 97405-2504
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008937
Date	Feb 9, 2021
Instrument	2021-008937

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Dec 17, 2021
Property Address	865 W 28TH AVE, EUGENE, OR 97405-2504
Document Number	0000077651
Instrument Date	Dec 2, 2021
Instrument	2021-077651
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19835 COPERNICUS AVE, BEND, OR 97702-2883

Tax Assessment & Valuation

The 2025 property tax bill for 865 W 28th Ave was $2,519.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00	$129,309	$335,375 Land $86,570 Building $248,805
2023	$2,424.00 (+4.03%)	$121,887 (+3%)	$328,781 (+12.39%) Land $58,150 Building $270,631
2022	$2,330.00	$118,337	$292,523 Land $58,150 Building $234,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 865 W 28th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 W 28th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on W 28th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures