865 Vance Neck Rd, Middletown, DE 19709 Property Records

New Castle County property record for 865 Vance Neck Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba
Lot Size	16.3 acres (711,770 sqft)
Owner	Individual Name on File
Tax Bill	$9,253 (2023)
Deeds & Mortgages	May 2026 Line of Credit Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.00-063`

Property Details

APN / Parcel Number

Primary APN	`13-019.00-063`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms

Exterior

Architectural Style	Colonial
Lot Area	711,770 sqft (16.3 acres)
Lot Dimensions	1,321 ft deep x 815 ft wide

Location & Zoning

Street Address	865 VANCE NECK RD
City	MIDDLETOWN
State	DE
Zip	19709-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	JACAONO PROPERTY
Legal Lot Number	3
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2028
Census Tract	16608

Owner

Source: New Castle County records · APN 13-019.00-063

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	865 VANCE NECK RD, MIDDLETOWN, DE 19709-9135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 05, 2017	Deed of Trust, Mortgage · Line of Credit WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 07, 2017
Transfer Doc	0000067090
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Recording Date	May 18, 2026
Property Address	865 VANCE NECK RD, MIDDLETOWN, DE 19709-9135
Document Number	0000035815
Instrument Date	May 07, 2026
Instrument	202635815
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANCE NECK RD, MIDDLETOWN, DE 19709-9135

Mortgage

Document Number	0000035815,
Date	May 18, 2026
Instrument	202635815

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 27, 2017
Property Address	865 VANCE NECK RD, MIDDLETOWN, DE 19709-9135
Document Number	0000067090
Instrument Date	Dec 07, 2017
Instrument	67090
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	865 VANCE NECK RD MIDDLETOWN DE 197099135, MIDDLETOWN, DE 19709-9135

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	865 VANCE NECK RD, MIDDLETOWN, DE 19709-9135
Document Number	0000064934
Instrument Date	Dec 05, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANCE NECK RD MIDDLETOWN DE 197099135, MIDDLETOWN, DE 19709-9135

Mortgage

Document Number	0000064934
Date	Dec 13, 2017
Instrument	64934

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025		$1,323,400 (+345.14%) Land $436,600 Building $886,800
2023	$9,253.00	$297,300 Land $55,900 Building $241,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 239 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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