Humboldt County property record for 865 Union St, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.162 acres (7,073 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Nov 1992) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-143-002-000 |
| Primary APN | 503-143-002-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,073 sqft (0.162 acres) |
|---|
| Old Parcel Number | 50314302 |
|---|---|
| Street Address | 865 UNION ST |
| City | ARCATA |
| State | CA |
| Zip | 95521-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 4 BLK C PLEASANT HILL ADDN RSBK 3 PG 65 |
| Legal Subdivision | PLEASANT HILL ADD |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 1002 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 865 UNION ST, ARCATA, CA 95521-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 1992 · Amount on Record |
| Deed Sale | Nov 30, 1992 · Amount on Record |
| Prior Sale | Mar 25, 2016 |
| Deed Document Number | 0000034385 |
| Last Transfer Date | May 29, 2020 |
| Transfer Doc | 0000008703 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | May 29, 2020 |
| Property Address | 865 UNION ST, ARCATA, CA 95521-6034 |
| Document Number | 0000008703 |
| Map Reference | MB 3 PG 65 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020-008703 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 865 UNION ST, ARCATA, CA 95521-6034 |
| Document Number | 0000008704 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-008704 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 865 UNION ST, ARCATA, CA 95521-6034 |
| Document Number | 0000001760 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 865 UNION ST ARCATA CA 955216034, ARCATA, CA 95521-6034 |
| Document Number | 0000001760 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 1760 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 31, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,254.00 (+3.25%) Homeowner's exemption | $186,904 (+4.04%) Land $104,006 Building $82,898 |
| 2023 | $2,183.00 (-1.58%) Homeowner's exemption | $179,648 Land $99,968 Building $79,680 |
| 2022 | $2,218.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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