865 Trotters Rdg, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 865 Trotters Rdg, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,458 sqft · built 1989
Lot Size0.376 acres (16,361 sqft)
OwnerCompany Name on Record
Tax Bill$6,298 (2025)
Deeds & MortgagesOct 2023 Transfer
Nov 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-14997-02-010

Property Details

APN / Parcel Number

Primary APN10-14997-02-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,458 sqft Living Area
Gross Area3,210 sqft
1st Floor Area1,402 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Construction TypeWood
Lot Area16,361 sqft (0.376 acres)
Garage TypeAttached
Garage Area752 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address865 TROTTERS RDG
CitySAINT PAUL
StateMN
Zip55123-2519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIDLE RIDGE 2ND ADD 1 2 LOT 1 BLK 2 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS A & B
Legal SubdivisionBRIDLE RIDGE 2ND ADD
Legal Block2
Legal Lot Number1
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1001
Census Tract60751

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address865 TROTTERS RDG, SAINT PAUL, MN 55123-2519
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Intrafamily Transfer, Transfer
Nov 8, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 6, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 19, 2018
Transfer Doc0003281559
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAKOTA MN
Recording DateOct 16, 2023
Property Address865 TROTTERS RDG, EAGAN, MN 55123-2519
Document Number0003606097
Instrument DateOct 12, 2023
Instrument3606097
Transaction TypeTransfer
Record UpdatedApr 30, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 TROTTERS RDG, EAGAN, MN 55123-2519

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address865 TROTTERS RDG, EAGAN, MN 55123-2519
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003279654
DateNov 8, 2018
Instrument3279654
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address865 TROTTERS RDG, EAGAN, MN 55123-2519
Document Number0003408524
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 TROTTERS RDG ST PAUL MN 551232519, ST PAUL, MN 55123-2519

Mortgage

Document Number0003408524
DateOct 22, 2020
Instrument3408524
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,298.00$535,200 Land $145,900 Building $389,300$535,200 Land $145,900 Building $389,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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