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865 Summit St, Elgin, IL 60120 Property Records

Cook County property record for 865 Summit St, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property TypeResidential
Details2 bd · 3 ba · 10,292 sqft · built 1970
Lot Size1.8 acres (78,713 sqft)
OwnerCompany Name on File
Last Sale$875,000 (Oct 2024)
Tax Bill$14,681 (2023)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-302-014

Property Details

APN / Parcel Number

Primary APN06-07-302-014
Alternative APN
  • 06-07-302-014-0000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units3 Units
Stories1 Story
Building Area10,292 sqft Gross Area
1st Floor Area10,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1971
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area78,713 sqft
Garage TypeAttached
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address865 SUMMIT ST
CityELGIN
StateIL
Zip60120-4315
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal Range9E
Legal Township41N
Legal Section07
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4002
Census Tract804404

Owner

Source: Cook County records · APN 06-07-302-014

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address651 S SUTTON RD, STREAMWOOD, IL 60107-2366
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2024 · Amount on Record
Deed SaleOct 10, 2024 · Amount on Record
Prior SaleJan 14, 2016 · Amount on Record
Deed Document Number20242103
Prior Transfer DateApr 24, 1996
Prior Transfer Doc0000000547
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address865 SUMMIT ST, ELGIN, IL 60120-4315
Transaction TypeMortgage
Record UpdatedJun 01, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9307 178TH ST, TINLEY PARK, IL 60487-7399

Mortgage

Document Number0014029040
DateMay 20, 2021
Instrument2114029040
Lender
NameFIRSTSECURE BANK & TRUST CO
TypeBank
AddressPALOS HILLS, IL 60465
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term58 Months
DueMar 29, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$91,000 (+78.42%) Land $45,968 Building $45,032$910,000 (+78.42%) Land $459,680 Building $450,320
2023$14,681.00 (+2.9%)
2022$14,267.00$51,003 Land $25,503 Building $25,500$510,030 Land $255,030 Building $255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2010)
Most Recent ClaimApr 2010, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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