Kenton County property record for 865 Stephens Rd, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 868 sqft · built 1962 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Company Name on File |
| Last Sale | $62,500 (Oct 2002) |
| Tax Bill | $1,397 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-00-00-062.00 |
| Primary APN | 047-00-00-062.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 868 sqft Finished Area |
| Gross Area | 1,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 865 STEPHENS RD |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.49 ACS WS STEPHENS RD 100X200' |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 63606 |
865 Stephens Rd is owned by a company that acquired it in October 2004.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1775 WALTON NICHOLSON PIKE, WALTON, KY 41094-8800 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2002 · Amount on File |
| Deed Sale | Oct 2, 2002 · Amount on File |
| Last Transfer Date | Oct 7, 2004 |
| Transfer Doc | 1012059004 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 865 Stephens Rd was $1,397.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,200 (-) Land $25,000 Building $95,200 | $120,200 (-) Land $25,000 Building $95,200 | |
| 2025 | $1,397.00 | $120,200 Land $25,000 Building $95,200 | $120,200 Land $25,000 Building $95,200 |
| 2023 | $1,306.00 | $103,500 Land $20,000 Building $83,500 | $103,500 Land $20,000 Building $83,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Stephens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 865 Stephens Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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