865 Stanley Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 865 Stanley Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,366 sqft · built 1923
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Feb 2021)
Tax Bill	$1,390 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
APN	`25-5211-03940`

Property Details

APN / Parcel Number

Primary APN	`25-5211-03940`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,366 sqft Gross Area
1st Floor Area	1,366 sqft
Utility Area	96 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Area	192 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	112 sqft
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	865 STANLEY RD
City	TWO HARBORS
State	MN
Zip	55616-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E12 OF SW14 OF SE14 OF SE14
Legal Range	11W
Legal Township	52N
Legal Section	03
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	2
Census Block	2011
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 STANLEY RD, TWO HARBORS, MN 55616-1176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	2021196573
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Feb 25, 2021
Property Address	865 STANLEY RD, TWO HARBORS, MN 55616-1176
Document Number	A000196573
Instrument Date	Feb 18, 2021
Instrument	A000196573
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	865 STANLEY RD, TWO HARBORS, MN 55616-1176

Mortgage

Document Number	A000196574
Date	Feb 25, 2021
Instrument	A000196574

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	A000196575
Date	Feb 25, 2021
Instrument	A000196575

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,390.00 Homeowner's exemption	$313,400 (-8.34%) Land $92,000 Building $221,400	$313,400 (-8.34%) Land $92,000 Building $221,400
2023		$341,900 Land $78,300 Building $263,600	$341,900 Land $78,300 Building $263,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

May also be available: AT&T, Mediacom Xtream.

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