865 Sparta Dr, Lafayette, CO 80026 Property Records

Boulder County property record for 865 Sparta Dr, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 1978
Lot Size	0.186 acres (8,111 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Mar 2026)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1575-03-3-10-007`

Property Details

APN / Parcel Number

Primary APN	`1575-03-3-10-007`
Alternative APNs	`R0076648` `0076648`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Building Area	2,480 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,336 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	8,111 sqft (0.186 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Deck Area	208 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0076648
Street Address	865 SPARTA DR
City	LAFAYETTE
State	CO
Zip	80026-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 CENTAUR VILLAGE NORTH 2
Legal Range	69
Legal Township	1S
Legal Section	03
Legal Subdivision	CENTAUR VILLAGE NORTH 2
Legal Block	1
Legal Lot Number	183
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	1
Census Block	1014
Census Tract	12904

Owner

Source: Boulder County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Oct 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER
Dec 16, 2020	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 1, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Dec 16, 2020
Deed Document Number	20264125732
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0003923982
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Mar 30, 2026
Property Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124
Document Number	0004125732
Instrument Date	Mar 30, 2026
Instrument	4125732
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124

Mortgage

Document Number	0004125733
Date	Mar 30, 2026
Instrument	4125733

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Oct 27, 2021
Property Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124
Document Number	0003923982
Instrument Date	Sep 30, 2021
Instrument	3923982
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124

Mortgage

Document Number	0003923983
Date	Oct 27, 2021
Instrument	3923983

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Dec 16, 2020
Property Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124
Document Number	0003842318
Instrument Date	Nov 10, 2020
Instrument	3842318
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124

Mortgage

Document Number	0003842319
Date	Dec 16, 2020
Instrument	3842319

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	865 SPARTA DR, LAFAYETTE, CO 80026-1124
Document Number	0003717492
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 SPARTA DR LAFAYETTE CO 800261124, LAFAYETTE, CO 80026-1124

Mortgage

Document Number	0003717492
Date	Jun 11, 2019
Instrument	3717492

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,132 (+8.8%) Land $19,468 Building $24,664	$649,000 (-) Land $286,300 Building $362,700
2025	$3,866.00 (+5.43%)	$40,563 (-10.02%) Land $17,894 Building $22,669	$649,000 (-3.54%) Land $286,300 Building $362,700
2024	$3,667.00 (+1.72%)
2023	$3,605.00 (+15.32%)	$45,078 (+35.43%) Land $17,896 Building $27,182	$672,800 (+40.49%) Land $267,100 Building $405,700
2022	$3,126.00	$33,284 Land $13,970 Building $19,314	$478,900 Land $201,000 Building $277,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sparta Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures