Buchanan County property record for 865 SE 85th Rd, Saint Joseph, MO 64507
| Property Type | Rural Home |
|---|---|
| Details | 1,250 sqft · built 1960 |
| Lot Size | 26.4 acres (1,152,598 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,344 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| APN | 07-5.0-15-000-000-009.000 |
| Primary APN | 07-5.0-15-000-000-009.000 |
|---|
| Building Area | 1,250 sqft Base Area |
|---|---|
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 1,152,598 sqft (26.4 acres) |
| Street Address | 865 SE 85TH RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-8764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | 15-57-34NWSUB: LOT: BLK:LGL DESC:BEG ON E/L OF RD 987.5' S OF NW COR NW4 TH S 330' E 2080' NELY 580' W 1900' S 245' W 255' TO POB |
| Legal Range | 34W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | LOVERS LANE ESTATES |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2158 |
| Census Tract | 2700 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1204 VILLAGE DR, SAINT JOSEPH, MO 64506-2421 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 |
| Deed Sale | Aug 10, 2022 |
| Deed Document Number | 20227705 |
| Deed Book / Page | 3779 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 865 SE 85TH RD, SAINT JOSEPH, MO 64507-8764 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI |
| Name | Verified Name |
|---|---|
| Address | 865 SE 85TH RD, SAINT JOSEPH, MO 64507-8764 |
| Document Number | 003788/144 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 3788/144 |
| Instrument | 2023004666 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,344.00 (+0.07%) | $23,380 (+9.2%) Land $5,390 Building $17,990 | $126,110 (+5.01%) Land $33,210 Building $92,900 |
| 2024 | $1,343.00 (+16.28%) | ||
| 2023 | $1,155.00 (-0.86%) | $21,410 (-) Land $5,390 Building $16,020 | $120,090 (-) Land $33,210 Building $86,880 |
| 2022 | $1,165.00 | $21,410 Land $5,390 Building $16,020 | |
| 2021 | $120,090 Land $33,210 Building $86,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDREW COUNTY PWSD 2 serves 3,580 people · EPA ID MO1024005 |
|---|---|
| Water Source | Purchased groundwater from MO AMERICAN ST JOSEPH |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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