865 SE 25th Dr, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 865 SE 25th Dr, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on Record
Last Sale$89,700 (Feb 2026)
Tax Bill$3,071 (2025)
Deeds & MortgagesFeb 2026 Sale
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN1-27-37-35-0050-00000-0950

Property Details

APN / Parcel Number

Primary APN1-27-37-35-0050-00000-0950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,524 sqft Heated Area
Gross Area1,943 sqft
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address865 SE 25TH DR
CityOKEECHOBEE
StateFL
Zip34974-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALMCREEK ESTATES UNIT NO. 4 (PLAT BOOK 7 PAGES 97 & 98) LOT 95
Legal Range35E
Legal Township37S
Legal Section27
Legal SubdivisionPALMCREEK ESTATES
Legal Lot Number95
Legal Unit4
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3024
Census Tract910500

Owner

Source: Okeechobee County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address865 SE 25TH DR, OKEECHOBEE, FL 34974-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 21, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
COASTAL LOANS LLC
Dec 13, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 24, 2026 · Amount on Record
Deed SaleFeb 24, 2026 · Amount on Record
Prior SaleDec 21, 2023 · Amount on Record
Deed Document Number2026002068
Record UpdatedJun 8, 2026

February 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 24, 2026
Property Address865 SE 25TH DR, OKEECHOBEE, FL 34974-3206
Document Number0000002068
Map ReferenceMB 7 PG 97&98
Instrument DateFeb 21, 2026
Instrument2026002068
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$627.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address865 SE 25TH DR, OKEECHOBEE, FL 34974-3206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address865 SE 25TH DR, OKEECHOBEE, FL 34974-3206

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 21, 2023
Property Address865 SE 25TH DR, OKEECHOBEE, FL 34974-3206
Document Number0000014395
Map ReferenceMB 7 PGS 97 AND 98
Instrument DateDec 20, 2023
Instrument2023014395
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2024
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,967.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Mortgage

Document Number0000014396
DateDec 21, 2023
Instrument2023014396
Lender
NameCOASTAL LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 13, 2022
Property Address865 SE 25TH DR, OKEECHOBEE, FL 34974-3206
Document Number0000015913
Map ReferenceMB 7 PG 97
Instrument DateNov 29, 2022
Instrument2022015913
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,664.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address760 RAINWATER DR, LEXINGTON, KY 40515-6024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,071.00 (+1,153.47%)$223,988 (+2,886.51%) Land $13,000 Building $210,988$223,988 (+2,886.51%) Land $13,000 Building $210,988
2023$245.00 (+6.99%)$7,500 (-) Land $7,500$7,500 (-) Land $7,500
2022$229.00$7,500 Land $7,500$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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