865 S Steele St, Denver, CO 80209 Property Records

Denver City property record for 865 S Steele St, Denver, CO 80209

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,006 sqft · built 2019
Lot Size	0.187 acres (8,130 sqft)
Owner	Company Name on Record
Last Sale	$3,750,000 (Feb 2024)
Tax Bill	$21,840 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Feb 2024 Sale + 4 more
APN	`05134-16-008-000`

Property Details

APN / Parcel Number

Primary APN	`05134-16-008-000`
Alternative APNs	`680413416008` `161310971`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,006 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	1,861 sqft
Basement Area	1,861 sqft
Finished Basement	1,682 sqft
Unfinished Basement	179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,130 sqft (0.187 acres)
Garage Type	Detached
Garage Area	393 sqft
Porch	Open Frame Porch
Porch Area	475 sqft
Patio Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	865 S STEELE ST
City	DENVER
State	CO
Zip	80209-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	L 19 & 20 & S 1/2 OF L 21 BLK 35 BONNIE BRAE RESUB OF BLKS 20 THRU 27 & BLKS 32 THRU 35
Legal Subdivision	BONNIE BRAE
Legal Block	35,20
Legal Lot Number	19
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3024
Census Tract	3901

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	865 S STEELE ST, DENVER, CO 80209-4843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 13, 2024	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Feb 16, 2021	Special Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
May 28, 2020	Grant Deed, Transfer QUICKEN LNS
Nov 6, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202411713
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	865 S STEELE ST, DENVER, CO 80209-4843
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 S STEELE ST, DENVER, CO 80209-4843

Mortgage

Document Number	0000088755
Date	Sep 23, 2024
Instrument	2024088755

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Max Rate	10.1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Feb 13, 2024
Property Address	865 S STEELE ST, DENVER, CO 80209-4843
Document Number	0000011713
Instrument Date	Feb 12, 2024
Instrument	2024011713
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 S STEELE ST, DENVER, CO 80209-4843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	865 S STEELE ST, DENVER, CO 80209-4843

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Feb 16, 2021
Property Address	865 S STEELE ST, DENVER, CO 80209-4843
Document Number	0000028029
Instrument Date	Feb 9, 2021
Instrument	2021028029
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	865 S STUART ST, DENVER, CO 80219-3160

Mortgage

Document Number	0000028030
Date	Feb 16, 2021
Instrument	2021028030

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	865 S STEELE ST, DENVER, CO 80209-4843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 S STEELE ST, DENVER, CO 80209-4843

Mortgage

Document Number	0000112681
Date	Aug 4, 2020
Instrument	2020112681

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENVER CO
Recording Date	May 28, 2020
Property Address	865 S STEELE ST, DENVER, CO 80209-4843
Document Number	0000071810
Instrument Date	May 21, 2020
Instrument	71810
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	865 S STEELE ST DENVER CO 802094843, DENVER, CO 80209-4843

Mortgage

Document Number	71811
Date	May 28, 2020
Instrument	71811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 6, 2018
Property Address	865 S STEELE ST, DENVER, CO 80209-4843
Document Number	0000143460
Instrument Date	Oct 31, 2018
Instrument	143460
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$81.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	482 S BROADWAY #200 DENVER CO 802091519, 200, DENVER, CO 80209-1519

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,840.00 (+32.04%)	$285,490 (+33.74%) Land $81,240 Building $81,240	$4,049,400 (+24.94%) Land $1,152,300 Building $2,897,100
2023	$16,540.00 (+25.87%)	$213,470 (+24.7%) Land $66,280 Building $147,190	$3,241,200 (+31.58%) Land $1,044,300 Building $2,196,900
2022		$171,190 Land $57,560 Building $113,630	$2,463,200 Land $828,200 Building $1,635,000
2021	$13,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry, T-Mobile.

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