Norfolk County and Bellingham Town property record for 865 S Main St, Bellingham, MA 02019
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1986 |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,000 (Jun 2002) |
| Tax Bill | $3,830 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0071 B:015A L:0002 |
| Primary APN | BELL M:0071 B:015A L:0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,052 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 288 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 865 S MAIN ST |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1852 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SUBN |
| Legal Subdivision | MAIN ST CONDO II |
| Legal Block | 15A |
| Legal Lot Number | 2 |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 443104 |
Source: Norfolk County and Bellingham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 S MAIN ST, BELLINGHAM, MA 02019-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Jul 16, 2018 | Deed of Trust, Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2002 · Amount on Record |
| Deed Sale | Jun 25, 2002 · Amount on Record |
| Prior Sale | May 31, 1996 · Amount on Record |
| Deed Document Number | 2002108300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 865 S MAIN ST, BELLINGHAM, MA 02019-1852 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00041143-2 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 41143/2 |
| Instrument | 21444 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 865 S MAIN ST, BELLINGHAM, MA 02019-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37820-117 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 37820/117 |
| Instrument | 38274 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 865 S MAIN ST, BELLINGHAM, MA 02019-1852 |
| Document Number | 36157-369 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 865 S MAIN ST #865 BELLINGHAM MA 020191852, 865, BELLINGHAM, MA 02019-1852 |
| Document Number | 36157-369 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 036157/000369 |
| Instrument | 62548 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 19, 2033 |
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,830.00 (+0.42%) | $304,900 (+2.8%) Building $304,900 | $424,555 (+2.64%) |
| 2024 | $3,814.00 (+13.85%) | $296,600 (+15.54%) Building $296,600 | $413,630 |
| 2023 | $3,350.00 | $256,700 Building $256,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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