865 S 3rd St, Columbus, OH 43206 Property Records

Franklin County property record for 865 S 3rd St, Columbus, OH 43206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,955 sqft · built 1900
Lot Size	0.068 acres (2,963 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Sep 2019)
Tax Bill	$8,348 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-034918`

Property Details

APN / Parcel Number

Primary APN	`010-034918`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	471 sqft
Attic Area	594 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	2,963 sqft (0.068 acres)
Lot Dimensions	93 ft deep x 31 ft wide
Patio Area	112 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	865 S 3RD ST
City	COLUMBUS
State	OH
Zip	43206-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	865 S 3RD ST JAEGER LOT 89
Legal Subdivision	C F JAEGERS 13TH ADD
Legal Lot Number	89
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2014
Census Tract	5700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the German Village listed 1974 · 1,780 contributing resources · NRIS 74001490

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

865 S 3rd St is owned and occupied by an individual who bought it in September 2019.

Source: Franklin County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	865 S 3RD ST, COLUMBUS, OH 43206-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Mar 5, 2018	Quit Claim Deed, Construction Loan · Line of Credit CEDAR RAPIDS BK&TR
Jan 9, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Mar 5, 2018
Deed Document Number	21068
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	865 S 3RD ST, COLUMBUS, OH 43206-2009
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209506
Date	Nov 17, 2021
Instrument	202111170209506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Sep 20, 2019
Property Address	865 S 3RD ST, COLUMBUS, OH 43206-2009
Document Number	0000123236
Map Reference	MB 1 PG 370
Instrument Date	Sep 12, 2019
Instrument	201909200123236
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	STEWART TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FARKLIN DR #700 # 700, 700, CINCINNATI, OH 45246

Mortgage

Document Number	0000123237
Date	Sep 20, 2019
Instrument	201909200123237

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN OH
Recording Date	Mar 5, 2018
Property Address	865 S 3RD ST, COLUMBUS, OH 43206-2009
Document Number	0000029345
Instrument Date	Feb 27, 2018
Instrument	29345
Transaction Type	Construction Loan
Record Updated	Mar 29, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6630 COUNTRY CREEK LN CEDAR RAPIDS IA 524037023, CEDAR RAPIDS, IA 52403-7023

Mortgage

Document Number	29346
Date	Mar 5, 2018
Instrument	29346

Lender

Name	CEDAR RAPIDS BK&TR
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jan 9, 2018
Property Address	865 S 3RD ST, COLUMBUS, OH 43206-2009
Document Number	0000004041
Instrument Date	Dec 27, 2017
Instrument	4041
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6630 COUNTY CREEK LN CEDAR RAPIDS IA 52403, CEDAR RAPIDS, IA 52403

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,348.00 (+1.61%) Homeowner's exemption	$185,440 (-) Land $100,000 Building $85,440
2023	$8,216.00 (-5.82%) Homeowner's exemption	$185,440 (+10.24%) Land $100,000 Building $85,440	$529,800 Land $285,700 Building $244,100
2022	$8,724.00 Homeowner's exemption	$168,220 Land $39,450 Building $128,770
2020			$480,600 Land $112,700 Building $367,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 865 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 865 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANITARY DISTRICT #4 serves 8,575 people · EPA ID OH2501003
Water Source	Purchased surface water from COLUMBUS PUBLIC WATER SYSTEM
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,039 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Bresco Broadband, Verizon.

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