865 S 1st St E, Snowflake, AZ 85937 Property Records

Navajo County property record for 865 S 1st St E, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,218 sqft · built 1991
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Sep 2019)
Tax Bill	$500 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`202-16-005`

Property Details

APN / Parcel Number

Primary APN	`202-16-005`

Interior

Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Porch	Open Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	865 S 1ST ST E
City	SNOWFLAKE
State	AZ
Zip	85937-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	LAVON TURLEY SUBD: LOT 6 BLK 1
Legal Range	21E
Legal Township	13N
Legal Section	25
Legal Subdivision	LAVON TURLEY SUBD
Legal Block	1
Legal Lot Number	6
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1113
Census Tract	963400

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 S 1ST ST E, SNOWFLAKE, AZ 85937-5318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Oct 15, 2018	Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	201914819
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 24, 2019
Property Address	865 S 1ST ST E, SNOWFLAKE, AZ 85937-5318
Document Number	0000014819
Map Reference	MB 8 PG 5
Instrument Date	Aug 22, 2019
Instrument	2019-14819
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1242 S NASSAU, 1242, MESA, AZ 85206-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1323, TAYLOR, AZ 85939-1323

Mortgage

Document Number	0000014820
Date	Sep 24, 2019
Instrument	2019-14820

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 15, 2018
Property Address	865 S 1ST ST E, SNOWFLAKE, AZ 85937-5318
Document Number	0000016939
Instrument Date	Oct 2, 2018
Instrument	16939
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 S NASSAU MESA AZ 852063203, MESA, AZ 85206-3203

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$181,615 (-1.29%) Land $28,081 Building $153,534
2025	$500.00 (+6.61%)	$18,399 Land $2,658 Building $15,741	$183,993 Land $26,579 Building $157,414
2023	$469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

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