865 Rock St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 865 Rock St, Fall River, MA 02720

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 4,458 sqft · built 1909
Lot Size	0.21 acres (9,152 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 1990)
Tax Bill	$7,974 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0O-05 B:0000 L:0006`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0O-05 B:0000 L:0006`
Alternative APN	`M:0O=05 B:0000 L:0006`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,458 sqft Living Area
Gross Area	6,561 sqft
Basement Area	1,670 sqft
Unfinished Basement	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,152 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	865 ROCK ST
City	FALL RIVER
State	MA
Zip	02720-3623
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A-2
Legal Lot Number	6
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2005
Census Tract	641800

Owner

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 ROCK ST, FALL RIVER, MA 02720-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 1990 · Amount on Record
Deed Sale	Jul 19, 1990 · Amount on Record
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	865 ROCK ST, FALL RIVER, MA 02720-3623
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10469-313
Date	Mar 8, 2021
Book Page	10469/313
Instrument	5059

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	865 ROCK ST, FALL RIVER, MA 02720-3623
Document Number	9969-175
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 ROCK ST FALL RIVER MA 027203623, FALL RIVER, MA 02720-3623

Mortgage

Document Number	9969-175
Date	Dec 18, 2019
Book Page	009969/000175
Instrument	22374

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2044

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,974.00 (+9.86%)	$696,400 (+10.24%) Land $119,500 Building $576,900	$644,318
2024	$7,258.00 (+7.13%)	$631,700 (+14.4%) Land $117,200 Building $514,500
2023	$6,775.00	$552,200 Land $105,600 Building $446,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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