Union County property record for 865 Ridgecrest Rd, Luttrell, TN 37779
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,272 sqft · built 1999 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Owner Name on File |
| Last Sale | $130,000 (Oct 2006) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087066G B 05031 |
| Primary APN | 087066G B 05031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 1,272 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 170 ft deep x 122 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 865 RIDGECREST RD |
|---|---|
| City | LUTTRELL |
| State | TN |
| Zip | 37779-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: G04 |
| Legal Subdivision | SCENICVIEW ESTATES |
| Legal Lot Number | 31 122 |
| Jurisdiction | UNION TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40101 |
The current owner of 865 Ridgecrest Rd bought it in October 2006.
Source: Union County records, as of January 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 865 RIDGECREST RD, LUTTRELL, TN 37779-2517 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Last Sale | Oct 24, 2006 · Amount on File |
|---|---|
| Deed Sale | Oct 24, 2006 · Amount on File |
| Prior Sale | Mar 26, 2002 · Amount on File |
| Deed Document Number | 00000Q7633 |
| Deed Book / Page | Q7 / 633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION TN |
| Property Address | 865 RIDGECREST RD, LUTTRELL, TN 37779-2517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0TD364/273 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | TD364/273 |
| Instrument | 22000484 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION TN |
| Property Address | 865 RIDGECREST RD, LUTTRELL, TN 37779-2517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002558 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | TD300/273 |
| Instrument | 19002558 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 865 Ridgecrest Rd was $837.
Source: Union County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Union County |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 | $44,075 (-) Land $5,000 Building $39,075 | |
| 2024 | $837.00 | $44,075 (-) Land $5,000 Building $39,075 | |
| 2023 | $837.00 (+19.4%) | $44,075 (-) Land $5,000 Building $39,075 | |
| 2022 | $701.00 | $44,075 Land $5,000 Building $39,075 | $176,300 Land $20,000 Building $156,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 865 Ridgecrest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 865 Ridgecrest Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 78% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| KUB Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
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