865 Rialto St, Oxnard, CA 93035 Property Records

Ventura County property record for 865 Rialto St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 982 sqft · built 1956
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Mar 2016)
Tax Bill	$5,272 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`183-0-172-055`

Property Details

APN / Parcel Number

Primary APN	`183-0-172-055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Location & Zoning

Street Address	865 RIALTO ST
City	OXNARD
State	CA
Zip	93035-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 4 REF: 021MR 045
Legal Subdivision	SEA AIR PARK
Legal Block	172
Legal Lot Number	4
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1005
Census Tract	3608

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 RIALTO ST, OXNARD, CA 93035-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2016 · Amount on Record
Deed Sale	Mar 15, 2016 · Amount on Record
Prior Sale	Feb 5, 1997 · Amount on Record
Deed Document Number	201634970
Prior Transfer Date	Jan 6, 1997
Prior Transfer Doc	0000015372
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	865 RIALTO ST, OXNARD, CA 93035-1522
Document Number	0000057324
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	865 RIALTO ST OXNARD CA 930351522, OXNARD, CA 93035-1522

Mortgage

Document Number	0000057324
Date	Apr 28, 2020
Instrument	57324

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2040

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,513 (+2%) Land $285,564 Building $153,949
2025	$5,272.00 (+2.25%) Homeowner's exemption	$430,896 (+4.04%) Land $279,965 Building $150,931
2024	$5,156.00 (+3.81%)
2023	$4,967.00 (+3.14%) Homeowner's exemption	$414,165 Land $269,094 Building $145,071
2022	$4,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Verizon.

Nearby Properties on Rialto St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures