865 Red Barn Ln, Elgin, IL 60124 Property Records

Kane County property record for 865 Red Barn Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 1997
Lot Size	0.333 acres (14,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Sep 2022)
Tax Bill	$8,919 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-153-013`

Property Details

APN / Parcel Number

Primary APN	`06-28-153-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	1,996 sqft
Basement Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,485 sqft (0.333 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	865 RED BARN LN
City	ELGIN
State	IL
Zip	60124-6552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBINE SUBDIVISION LOT 62
Legal Subdivision	COLUMBINE SUB
Legal Block	1
Legal Lot Number	62
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1022
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 RED BARN LN, ELGIN, IL 60124-6552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed, Transfer · Conventional Mortgage DUPAGE CU
Apr 12, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jan 24, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 18, 2018	Warranty Deed, Transfer · VA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	202247213
Prior Transfer Date	Jun 23, 1997
Prior Transfer Doc	0000046463
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2022
Property Address	865 RED BARN LN, ELGIN, IL 60124-6552
Document Number	0000047213
Instrument Date	Aug 31, 2022
Instrument	2022K047213
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	865 RED BARN LN, ELGIN, IL 60124-6552

Mortgage

Document Number	0000047214
Date	Sep 22, 2022
Instrument	2022K047214

Lender

Name	DUPAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 12, 2022
Property Address	865 RED BARN LN, ELGIN, IL 60124-6552
Document Number	0000019836
Map Reference	DOC 95K063055
Instrument Date	Mar 11, 2022
Instrument	2022K019836
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	865 RED BARN LN, ELGIN, IL 60124-6552

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 24, 2022
Property Address	865 RED BARN LN, ELGIN, IL 60124-6552
Document Number	0000004660
Map Reference	DOC 95K063055
Instrument Date	Jan 24, 2022
Instrument	2022K004660
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	865 RED BARN LN, ELGIN, IL 60124-6552

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	865 RED BARN LN, ELGIN, IL 60124-6552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042575
Date	Sep 13, 2019
Instrument	2019K042575

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 18, 2018
Property Address	865 RED BARN LN, ELGIN, IL 60124-6552
Document Number	0000051164
Map Reference	DOC95K063055
Instrument Date	Oct 12, 2018
Instrument	2018K051164
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 STILLWATER RD, ELGIN, IL 60120-5109

Mortgage

Document Number	0000051165
Date	Oct 18, 2018
Instrument	2018K051165

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,919.00 (+8.46%) Homeowner's exemption Senior Citizen's exemption	$132,909 (+8.57%) Land $30,744 Building $102,165	$398,887 (+8.57%) Land $92,269 Building $306,618
2024		$122,418 (+21.39%) Land $28,317 Building $94,101	$367,401 (+21.44%) Land $84,985 Building $282,416
2022	$8,223.00 (+4.41%) Homeowner's exemption	$100,843 (+6.96%) Land $23,326 Building $77,517	$302,529 (+6.96%) Land $69,978 Building $232,551
2021	$7,876.00 Homeowner's exemption	$94,281 Land $21,808 Building $72,473	$282,843 Land $65,424 Building $217,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
Fox Valley Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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