865 Ray Rd, Sycamore, GA 31790 Property Records

Turner County property record for 865 Ray Rd, Sycamore, GA 31790

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 7,137 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2021)
Tax Bill	$6,533 (2025)
Deeds & Mortgages	Apr 2010 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-006A`

Property Details

APN / Parcel Number

Primary APN	`040-006A`
Alternative APN	`5514`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,137 sqft Heated Area
1st Floor Area	2,814 sqft
2nd Floor Area	1,744 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	2,579 sqft
Finished Basement	2,579 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Wet
Garage Area	621 sqft

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	256 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	5514
Street Address	865 RAY RD
City	SYCAMORE
State	GA
Zip	31790-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	LD2 LL53-54 5.00AC
Jurisdiction	TURNER GA
Township / Civil Division	ASHBURN-SYCAMORE
Census Block Group	4
Census Block	4017
Census Tract	970300

Owner

Source: Turner County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 RAY RD, SYCAMORE, GA 31790-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jan 5, 2007 · Amount on Record
Deed Document Number	2021435
Deed Book / Page	306 / 91
Prior Transfer Date	Feb 7, 2007
Prior Transfer Doc	0000212/19
Record Updated	Jun 8, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER GA
Property Address	865 RAY RD, SYCAMORE, GA 31790-2010
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000234/216
Date	Apr 22, 2010
Book Page	234/216

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2030

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER GA
Recording Date	Dec 30, 2021
Property Address	865 RAY RD, SYCAMORE, GA 31790-2010
Document Number	0000306/91
Book / Page	306 / 91
Instrument Date	Dec 30, 2021
Instrument	2021-000435
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 RAY RD, SYCAMORE, GA 31790-2010

Mortgage

Document Number	0000000306/0000000093
Date	Jan 7, 2022
Book Page	0000000306/0000000093

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Turner County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Turner County
Unified School District	Turner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,533.00 (+54.37%) Homeowner's exemption	$279,399 (+107.8%) Land $10,000 Building $269,399	$698,497 (+107.8%) Land $25,000 Building $673,497
2023	$4,232.00	$134,454 Land $8,200 Building $126,254	$336,134 Land $20,500 Building $315,634

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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