Saginaw County property record for 865 N Raucholz Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,770 sqft · built 1977 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 2011) |
| Tax Bill | $2,303 (2025) |
| Deeds & Mortgages | May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-27-1001-003 |
| Primary APN | 22-12-2-27-1001-003 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 865 N RAUCHOLZ RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE CORN OF SD SEC TH S 00 DEG 38'11" E 252.27 FT ALG E LINE OF SD SEC TO POB TH CONT S 00 DEG 38'11" E 196.60 FT ALG |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 27 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12100 |
865 N Raucholz Rd is owned and occupied by two individuals who acquired it in May 2019.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 865 N RAUCHOLZ RD, HEMLOCK, MI 48626-8470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2011 · Amount on File |
| Deed Sale | Oct 13, 2011 · Amount on File |
| Deed Document Number | 201128324 |
| Deed Book / Page | 2639 / 2014 |
| Last Transfer Date | May 23, 2019 |
| Transfer Doc | 0000014252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 24, 2019 |
| Property Address | 865 N RAUCHOLZ RD, HEMLOCK, MI 48626-8470 |
| Document Number | 2019014252 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019014252 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 N RAUCHOLZ RD, HEMLOCK, MI 48626-8470 |
| Document Number | 2019014253 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019014253 |
| Name | CATHOLIC FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jun 1, 2028 |
The 2025 property tax bill for 865 N Raucholz Rd was $2,303 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,700 (+8.44%) | $177,400 (+8.44%) | |
| 2025 | $2,303.00 Homeowner's exemption | $81,800 | $163,600 |
| 2023 | $68,100 | $136,200 | |
| 2022 | $1,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 N Raucholz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 865 N Raucholz Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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