Polk County property record for 865 N Oakwood Loop, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1979 |
| Lot Size | 0.184 acres (7,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,900 (Sep 2019) |
| Tax Bill | $2,049 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-18-429910-002020 |
| Primary APN | 25-30-18-429910-002020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,998 sqft (0.184 acres) |
| Lot Dimensions | 94 ft deep x 85 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Street Address | 865 N OAKWOOD LOOP |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKWOOD PB 67 PG 13 BLK B LOT 2 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAKWOOD |
| Legal Tract | 429910 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 15101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 N OAKWOOD LOOP, BARTOW, FL 33830-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 18, 2019 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC |
| Jan 2, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on Record |
| Deed Sale | Sep 18, 2019 · Amount on Record |
| Prior Sale | Mar 6, 2000 · Amount on Record |
| Deed Document Number | 2019197289 |
| Deed Book / Page | 10976 / 2031 |
| Prior Transfer Date | Dec 19, 2018 |
| Prior Transfer Doc | 0000000949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 865 N OAKWOOD LOOP, BARTOW, FL 33830-7017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 865 N OAKWOOD LOOP, BARTOW, FL 33830-7017 |
| Document Number | 0000122574 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 12240/34 |
| Instrument | 2022122574 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 18, 2019 |
| Property Address | 865 N OAKWOOD LOOP, BARTOW, FL 33830-7017 |
| Document Number | 0109762031 |
| Book / Page | 010976 / 002031 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 197289 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 865 N OAKWOOD LOOP BARTOW FL 338307017, BARTOW, FL 33830-7017 |
| Document Number | 109762033 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 010976/002033 |
| Instrument | 197290 |
| Name | RESIDENTIAL ACCPTNC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 2, 2019 |
| Property Address | 865 N OAKWOOD LOOP, BARTOW, FL 33830-7017 |
| Document Number | 0107130809 |
| Book / Page | 010713 / 000809 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 949 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 865 N OAKWOOD LOOP BARTOW FL 338307017, BARTOW, FL 33830-7017 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,950 (+2.7%) | $213,404 (-0.76%) Land $26,000 Building $187,404 | |
| 2025 | $2,049.00 (-9.01%) Homeowner's exemption | $155,745 (+5.99%) | $215,035 (+2.45%) Land $26,000 Building $189,035 |
| 2023 | $2,252.00 (+15.96%) Homeowner's exemption | $146,948 (+3%) | $209,886 (+7.22%) Land $25,000 Building $184,886 |
| 2022 | $1,942.00 Homeowner's exemption | $142,668 | $195,758 Land $21,000 Building $174,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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