865 Mountain View Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 865 Mountain View Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,802 sqft · built 1960
Lot Size	0.71 acres (30,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jun 2018)
Tax Bill	$18,147 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`241-120-004-7`

Property Details

APN / Parcel Number

Primary APN	`241-120-004-7`
Alternative APN	`241-120-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1967
Lot Area	30,927 sqft (0.71 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	865 MOUNTAIN VIEW DR
City	LAFAYETTE
State	CA
Zip	94549-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE HGTS POR LOT 11
Legal Subdivision	LAFAYETTE HEIGHTS
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 14, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Aug 24, 2001 · Amount on Record
Deed Document Number	201894526
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	May 18, 2026
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Document Number	0000051414
Instrument Date	May 8, 2026
Instrument	202651414
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213

Mortgage

Document Number	0000051414,
Date	May 18, 2026
Instrument	202651414

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027538
Date	Feb 28, 2019
Instrument	2019-027538

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATL TTL SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094637
Date	Jun 21, 2019
Instrument	2019-094637

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATL TTL SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226921
Date	Dec 18, 2019
Instrument	2019-226921

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATL TTL SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130032
Date	Jul 1, 2020
Instrument	2020-130032

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213

Mortgage

Document Number	0000135452
Date	May 5, 2021
Instrument	2021-135452

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213

Mortgage

Document Number	0000009253
Date	Jan 14, 2022
Instrument	2022-009253

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 14, 2018
Property Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213
Document Number	0000094526
Map Reference	MB 7 PG 163
Instrument Date	Jun 11, 2018
Instrument	2018-094526
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	865 MOUNTAIN VIEW DR, LAFAYETTE, CA 94549-4213

Mortgage

Document Number	0000094527
Date	Jun 14, 2018
Instrument	2018-094527

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,508,757 (+2%) Land $1,279,544 Building $229,213
2025	$18,147.00 (+3.54%) Homeowner's exemption	$1,479,174 (+4.04%) Land $1,254,455 Building $224,719
2023	$17,526.00 (+1.56%) Homeowner's exemption	$1,421,738 Land $1,205,744 Building $215,994
2022	$17,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–1998)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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