865 Morgan Rd, Duncan, OK 73533 Property Records

Stephens County property record for 865 Morgan Rd, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1968
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2015)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23408`

Property Details

APN / Parcel Number

Primary APN	`23408`
Alternative APN	`1999-20-01N-07W-1-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Metal
Lot Area	144,619 sqft (3.32 acres)
Garage Type	Detached
Garage Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	23408
Street Address	865 MORGAN RD
City	DUNCAN
State	OK
Zip	73533-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	20-1N-7W N1/2 S1/2 N1/2 NWNE LESS N140 W555 N1/2 S1/2 N1/2 NWNE
Legal Range	07W
Legal Township	01N
Legal Section	20
Legal Subdivision	N/A
Legal Block	1N
Legal Lot Number	7W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3013
Census Tract	200

Owner

865 Morgan Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Stephens County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1533, DUNCAN, OK 73534-1533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2015 · Amount on File
Deed Sale	Jun 23, 2015 · Amount on File
Prior Sale	Dec 5, 2014 · Amount on File
Deed Document Number	2015917483
Deed Book / Page	4976 / 224
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	003709/215
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	865 MORGAN RD, DUNCAN, OK 73533-1462
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1533, DUNCAN, OK 73534-1533

Mortgage

Document Number	00006141/1
Date	Mar 30, 2022
Book Page	6141/1
Instrument	I-2022-003102

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 865 Morgan Rd was $1,246 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,777 (-0.01%) Land $1,578 Building $14,199	$143,430 (-10.78%) Land $14,344 Building $129,086
2025	$1,246.00 Homeowner's exemption	$15,778 Land $1,578 Building $14,200	$160,755 Land $29,016 Building $131,739
2023	$1,187.00 Homeowner's exemption	$14,872 Land $1,284 Building $13,588	$140,405 Land $11,672 Building $128,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 865 Morgan Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Morgan Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Dobson Fiber.

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