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865 Memorial Dr, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 865 Memorial Dr, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,168 sqft · built 1958
Lot Size0.253 acres (11,033 sqft)
OwnerCompany Name on File
Last Sale$166,100 (Aug 2008)
Tax Bill$4,549 (2026)
Deeds & MortgagesAug 2022 Transfer
Mar 2022 Refinance
Flood ZoneZone X (minimal risk)
APN481-00014

Property Details

APN / Parcel Number

Primary APN481-00014
Alternative APN
  • CHIC M:0481 P:00014

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,168 sqft Living Area
Gross Area3,011 sqft
1st Floor Area1,168 sqft
Basement Area744 sqft
Unfinished Basement744 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,033 sqft (0.253 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number481-00014
Street Address865 MEMORIAL DR
CityCHICOPEE
StateMA
Zip01020-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1016
Census Tract811200

Owner

865 Memorial Dr is owned by a company that acquired it in August 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address15 RALPH CIR, CHICOPEE, MA 01020-3362
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Correction Deed
Mar 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOLYOKE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2008 · Amount on File
Deed SaleAug 11, 2008 · Amount on File
Deed Document Number200852877
Deed Book / Page17426 / 573
Last Transfer DateAug 12, 2022
Transfer Doc0024688-87
Record UpdatedOct 29, 2026

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionCHICOPEE MA
Recording DateAug 19, 2022
Property Address865 MEMORIAL DR, CHICOPEE, MA 01020-2932
Document Number0024688-87
Book / Page24688 / 87
Instrument DateAug 12, 2022
Instrument50141
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 RALPH CIR, CHICOPEE, MA 01020-3362

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address865 MEMORIAL DR, CHICOPEE, MA 01020-2932
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024453-82
DateMar 16, 2022
Book Page24453/82
Instrument16128
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 865 Memorial Dr was $4,549, up 5.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,549.00 (+5.77%)$298,500 (+5.22%) Land $122,100 Building $176,400$299,045 (+15.01%)
2025$4,301.00 (+5.31%)$283,700 (+2.53%) Land $111,300 Building $172,400$260,015
2024$4,084.00 (+7.39%)$276,700 (+10.24%) Land $109,100 Building $167,600
2023$3,803.00$251,000 Land $99,100 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Memorial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Memorial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Crossroads Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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