865 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 865 Main Rd, Phippsburg, ME 04562

Property Summary

Property TypeRecreational/Entertainment (General)
Lot Size0.41 acres (17,860 sqft)
OwnerCompany Name on Record
Tax Bill$3,241 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNPHIP M:008 L:001

Property Details

APN / Parcel Number

Primary APNPHIP M:008 L:001
Alternative APN
  • 1598

Interior

ElevatorElevator

Exterior

Lot Area17,860 sqft (0.41 acres)
Deck AreaDeck Area

Location & Zoning

Account Number1598
Street Address865 MAIN RD
CityPHIPPSBURG
StateME
Zip04562-4434
Property CategoryCommercial
Property TypeCommercial > Retail > Recreational/Entertainment (General)
Local Zoning CodeRB
Legal Lot Number1
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group1
Census Block1014
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address561 SEBASCO RD, PHIPPSBURG, ME 04562-5007
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage
MAINE COMMUNITY BANK
Nov 18, 2025Deed of Trust, Mortgage
MAINE COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address865 MAIN RD, PHIPPSBURG, ME 04562-4434
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006512
DateNov 18, 2025
Instrument2025R-06512
Lender
NameMAINE COMMUNITY BANK
Agreement
AmountAmount Recorded

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address865 MAIN RD, PHIPPSBURG, ME 04562-4434
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006510
DateNov 18, 2025
Instrument2025R-06510
Lender
NameMAINE COMMUNITY BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,241.00 (+4.85%)$262,400 (-) Land $84,000 Building $178,400
2024$3,091.00 (+2.96%)$262,400 (-) Land $84,000 Building $178,400
2023$3,002.00 (+13.07%)$262,400 (-) Land $84,000 Building $178,400
2022$2,655.00$262,400 Land $84,000 Building $178,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims8 (2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main Rd

Nearby Streets

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