865 Mackey Ct, Reno, NV 89512 Property Records

Washoe County property record for 865 Mackey Ct, Reno, NV 89512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,954 sqft · built 1999
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Aug 2019)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-632-06`

Property Details

APN / Parcel Number

Primary APN	`003-632-06`
Alternative APN	`6085`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft
Basement Area	1,895 sqft
Finished Basement	740 sqft
Unfinished Basement	1,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	14,070 sqft (0.323 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	104 sqft
Deck Area	298 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6085
Street Address	865 MACKEY CT
City	RENO
State	NV
Zip	89512-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	UNIVERSITY RIDGE 8 LT 46
Legal Range	19
Legal Township	20
Legal Section	35
Legal Subdivision	UNIVERSITY RIDGE 8
Legal Lot Number	46
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	2
Census Block	2007
Census Tract	1501

Owner

865 Mackey Ct is owned and occupied by an individual who bought it in August 2019.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	865 MACKEY CT, RENO, NV 89512-4547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 23, 2019	Grant Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Apr 21, 1999 · Amount on File
Deed Document Number	4944171
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	865 MACKEY CT, RENO, NV 89512-4547
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005107683
Date	Nov 23, 2020
Instrument	5107683

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 23, 2019
Property Address	865 MACKEY CT, RENO, NV 89512-4547
Document Number	0004944171
Instrument Date	Aug 8, 2019
Instrument	4944171
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 MACKEY CT RENO NV 895124547, RENO, NV 89512-4547

Mortgage

Document Number	4944172
Date	Aug 23, 2019
Instrument	4944172

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 865 Mackey Ct was $4,154.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00	$160,918 Land $53,466 Building $107,452	$459,766 Land $152,760 Building $307,006
2023	$3,918.00	$151,332 Land $47,777 Building $103,555	$432,376 Land $136,505 Building $295,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 865 Mackey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Mackey Ct is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 73% of Nevada
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Tech Stack 4.

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