Franklin County property record for 865 Lockwood Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1963 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-1-004-118.000 |
| Primary APN | 22-7-36.0-1-004-118.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 865 LOCKWOOD DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:4 WOODLAND |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | NE |
| Legal Subdivision | WOODLAND |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Mar 24, 2022 | Warranty Deed, Transfer |
| Sep 10, 2021 | Deed, Transfer |
| Mar 31, 2021 | Warranty Deed, Transfer SELECT TITLE GROUP |
| Mar 30, 2021 | Warranty Deed, Transfer SELECT TITLE GROUP |
| Jun 29, 2020 | Warranty Deed, Transfer · Line of Credit UNITED BK/UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 |
| Deed Sale | Oct 16, 2025 |
| Prior Sale | Mar 24, 2022 |
| Deed Document Number | 2513114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002207897 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2207897 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 6, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 16, 2025 |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0002513114 |
| Map Reference | PB D PG 53 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2513114 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1306 LOOKAWAY DR, SAINT CLAIR, MO 63077-2062 |
| Name | Verified Name |
|---|---|
| Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0002513115 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2513115 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 24, 2022 |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0002204716 |
| Map Reference | PB D PG53 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2204716 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 LOOKAWAY DR, SAINT CLAIR, MO 63077-2062 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Sep 10, 2021 |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0002117146 |
| Map Reference | PB D PG 53 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2117146 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6056 SUNSET RIDGE RD, HILLSBORO, MO 63050-4653 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 31, 2021 |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0002105871 |
| Map Reference | PB D PG 53 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2105871 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Name | Verified Name |
|---|---|
| Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 30, 2021 |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0002105842 |
| Map Reference | PB D PG 53 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2105842 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, RD300, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 29, 2020 |
| Property Address | 865 LOCKWOOD DR, SAINT CLAIR, MO 63077-1508 |
| Document Number | 0000010030 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 10030 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 DELMAR AVE UNION MO 630841319, UNION, MO 63084-1319 |
| Document Number | 10031 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 10031 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 (+17.55%) | $14,826 (+8.8%) | $78,030 (+8.8%) Land $10,780 Building $67,250 |
| 2023 | $849.00 (+10.26%) | $13,627 | $71,720 Land $10,780 Building $60,940 |
| 2022 | $770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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