865 Larch St, Potlatch, ID 83855 Property Records

Latah County property record for 865 Larch St, Potlatch, ID 83855

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Tax Bill$609 (2025)
Deeds & MortgagesDec 2023 Reverse Mortgage
Nov 2019 Mortgage
APNRPP15200110090

Property Details

APN / Parcel Number

Primary APNRPP15200110090

Location & Zoning

Street Address865 LARCH ST
CityPOTLATCH
StateID
Zip83855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOTLATCH BLK 11 LOT 9
Legal Block11
Legal Lot Number9
JurisdictionLATAH ID
Township / Civil DivisionPOTLATCH
Census Block Group3
Census Block3041
Census Tract5500

Owner

865 Larch St is owned and occupied by an individual who acquired it in November 2019.

Source: Latah County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 407, POTLATCH, ID 83855-0407
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Nov 26, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2019
Deed SaleNov 26, 2019
Prior SaleDec 17, 2009
Deed Document Number602588
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address865 LARCH ST, POTLATCH, ID 83855
Transaction TypeMortgage
Record UpdatedJan 2, 2024
Title CompanyALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 LARCH ST, POTLATCH, ID 83855

Mortgage

Document Number0000632298
DateDec 8, 2023
Instrument632298
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term1030 Months
DueOct 12, 2109
Interest
Rate TypeAdjustable Rate
Rate7.14%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLATAH ID
Recording DateNov 26, 2019
Property Address865 LARCH ST, POTLATCH, ID 83855
Document Number0000602588
Instrument DateNov 18, 2019
Instrument602588
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyNOT AVAILABLE, LATAH COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 LARCH ST, POTLATCH, ID 83855

Mortgage

Document Number0000602589
DateNov 26, 2019
Instrument602589
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 865 Larch St was $609 with a homeowner's exemption.

Source: Latah County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyLatah County
MunicipalityPotlatch City
Unified School DistrictPotlatch School District 285 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$609.00 Homeowner's exemption$127,347 Land $29,400 Building $97,947$127,347 Land $29,400 Building $97,947
2023$556.00 Homeowner's exemption$127,346 Land $29,400 Building $97,946$127,346 Land $29,400 Building $97,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 865 Larch St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Larch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POTLATCH
serves 812 people · EPA ID ID2290030
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Airbridge Broadband
Fixed Wireless · not low latency
300 / 300
Verizon
Fixed Wireless
300 / 20

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