865 Holmes Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 865 Holmes Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 432 sqft · built 1968
Lot Size	0.055 acres (2,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2023)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`2350-565-06-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-565-06-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	432 sqft Living Area
1st Floor Area	432 sqft
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,375 sqft (0.055 acres)
Lot Dimensions	95 ft deep x 25 ft wide
Porch	Patio/Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	865 HOLMES LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR HIGHLANDS LOT 25 BLK 64
Legal Subdivision	BIG BEAR HIGHLANDS
Legal Block	64
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2001
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 E EL CAMINITO DR, PHOENIX, AZ 85020-3723
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2020	Intrafamily Transfer, Transfer LAWYERS TITLE
Aug 12, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 20, 2019	Grant Deed, Transfer · Conventional Mortgage SPROUT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2023117544
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0000282867
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2023
Property Address	865 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000117544
Map Reference	MB 25 PG 11&12
Instrument Date	May 9, 2023
Instrument	2023-0117544
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1017 E EL CAMINITO DR, PHOENIX, AZ 85020-3723

Mortgage

Document Number	0000117545
Date	May 15, 2023
Instrument	2023-0117545

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 12, 2020
Property Address	865 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000282867
Map Reference	MB 25 PG 11&12
Instrument Date	Aug 6, 2020
Instrument	2020-0282867
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80483 DENTON DR, INDIO, CA 92203-4837

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 12, 2020
Property Address	865 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000282868
Instrument Date	Aug 6, 2020
Instrument	282868
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	84083 DENTON DR INDIO CA 92203, INDIO, CA 92203

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 21, 2020
Property Address	865 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000062280
Instrument Date	Jan 8, 2020
Instrument	62280
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	80483 DENTON DR INDIO CA 922034837, INDIO, CA 92203-4837

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 20, 2019
Property Address	865 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000286008
Instrument Date	Jun 27, 2019
Instrument	286008
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80483 DENTON DR INDIO CA 922034837, INDIO, CA 92203-4837

Mortgage

Document Number	286009
Date	Aug 20, 2019
Instrument	286009

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 19, 2059

Interest

Rate Type	Adjustable Rate
Rate	6.77%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,500 (-) Land $61,700 Building $246,800
2025	$4,630.00 (+84.76%)	$308,500 (+148.71%) Land $61,700 Building $246,800
2023	$2,506.00 (+4.5%)	$124,039 Land $24,807 Building $99,232
2022	$2,398.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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