865 Estuary St, Richmond, CA 94804 Property Records

Contra Costa County property record for 865 Estuary St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,712 sqft · built 2018
Lot Size	0.042 acres (1,815 sqft)
Owner	Company Name on Record
Last Sale	$739,000 (Aug 2019)
Tax Bill	$13,227 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`560-830-058-7`

Property Details

APN / Parcel Number

Primary APN	`560-830-058-7`
Alternative APN	`560-830-058`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	663 sqft
2nd Floor Area	707 sqft
Basement Area	342 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	1,815 sqft (0.042 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	865 ESTUARY ST
City	RICHMOND
State	CA
Zip	94804-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9415 L58
Legal Subdivision	SUBDIVISION 9415
Legal Tract	9415
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1038
Census Tract	380002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	865 ESTUARY ST, RICHMOND, CA 94804-4504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK
Oct 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 16, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI JP MORGAN CHASE BK
Aug 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	2019138064
Last Transfer Date	Sep 19, 2020
Transfer Doc	0000235471
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	865 ESTUARY ST, RICHMOND, CA 94804-4504
Document Number	0000216746
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	865 ESTUARY ST RICHMOND CA 948044504, RICHMOND, CA 94804-4504

Mortgage

Document Number	0000216746
Date	Sep 25, 2020
Instrument	216746

Lender

Name	NEXBANK
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2020
Property Address	865 ESTUARY ST, RICHMOND, CA 94804-4504
Document Number	0000235471
Instrument Date	Sep 19, 2020
Instrument	235471
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	865 ESTUARY ST RICHMOND CA 948044504, RICHMOND, CA 94804-4504

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 16, 2020
Property Address	865 ESTUARY ST, RICHMOND, CA 94804-4504
Document Number	0000009307
Instrument Date	Oct 28, 2019
Instrument	9307
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1493 LONGITUDE DR RICHMOND CA 948044513, RICHMOND, CA 94804-4513

Mortgage

Document Number	9308
Date	Jan 16, 2020
Instrument	9308

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 27, 2019
Property Address	865 ESTUARY ST, RICHMOND, CA 94804-4504
Document Number	0000138064
Instrument Date	Aug 6, 2019
Instrument	138064
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 282991 SAN FRANCISCO CA 941282991, SAN FRANCISCO, CA 94128-2991

Mortgage

Document Number	138065
Date	Aug 27, 2019
Instrument	138065

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,251 (+2%) Land $401,584 Building $422,667
2025	$13,227.00 (+3.9%) Homeowner's exemption	$808,090 (+4.04%) Land $393,710 Building $414,380
2023	$12,731.00 (+1.63%) Homeowner's exemption	$776,713 Land $378,423 Building $398,290
2022	$12,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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