Clark County property record for 865 Emery St, Springfield, OH 45503
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 979 sqft · built 1940 |
| Lot Size | 0.443 acres (19,315 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jul 2026) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00023-116-026 |
| Primary APN | 340-07-00023-116-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 979 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,315 sqft (0.443 acres) |
| Lot Dimensions | 222 ft deep x 87 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 865 EMERY ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45503-4749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W SI EMERY N OF DWIGHT RD (PT S E PT 29 WARDER) |
| Legal Range | 9W |
| Legal Township | 5N |
| Legal Section | 23 |
| Legal Subdivision | WARDER |
| Legal Block | 116 |
| Legal Lot Number | 26 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1500 |
Source: Clark County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 EMERY ST, SPRINGFIELD, OH 45503-4749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Line of Credit UNION CREDIT UNION |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | May 14, 2004 · Amount on Record |
| Deed Document Number | 20269050 |
| Deed Book / Page | 2271 / 1269 |
| Prior Transfer Date | Sep 10, 2003 |
| Prior Transfer Doc | 0000032826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 865 EMERY ST, SPRINGFIELD, OH 45503-4749 |
| Document Number | 0000009050 |
| Book / Page | 2271 / 1269 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20269050 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | UNION TITLE, NORTHWEST UNION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,380.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 865 EMERY ST, SPRINGFIELD, OH 45503-4749 |
| Document Number | 0000009051, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20269051 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 865 EMERY ST, SPRINGFIELD, OH 45503-4749 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000004681 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2187/4273 |
| Instrument | 202100004681 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Clark County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (+152.64%) | $47,430 (+42.3%) Land $9,910 Building $37,520 | $135,500 (+42.29%) Land $28,310 Building $107,190 |
| 2024 | $1,649.00 (+0.24%) | ||
| 2023 | $33,330 Land $9,060 Building $24,270 | ||
| 2022 | $1,645.00 | $95,230 Land $25,880 Building $69,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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